| ZIP Code | 38913 |
|---|---|
| City | Banner |
| State | Mississippi (MS) |
| County | Calhoun County |
| Area Code | 662 |
| Elevation | 334 ft |
| Latitude | 34.138881 |
|---|---|
| Longitude | -89.384872 |
| Timezone | Chicago (DST) |
| FIPS | 28013 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 46.6 yrs ↑ 3% since 2019 |
|---|---|
| Avg Household Size | 2.74 |
| Below Poverty | 60.2% ▲ 502% above avg |
| College Grads | 14.0% ▼ 64% below avg |
| Unemployment | 10.1% ▲ 107% above avg |
| HS Graduate | 228 (74%) |
| Some College | 9 (2.9%) |
| Associates | 28 (9.1%) |
| Bachelors | 28 (9.1%) |
| Graduate Degree | 15 (4.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median Home Value | $155,000 ▼ 44% below avg ↑ 123% since 2019 |
|---|---|
| Total Units | 218 |
| Vacant Units | 41 |
| Avg HH Size | 2.74 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 218 |
|---|---|
| Vacant | 41 |
| Owner Occupied | 80.2% |
| Renter Occupied | 19.8% |
| Avg HH Size | 2.74 |
ZIP code 38913 is located in Banner, Mississippi, within Calhoun County. With a population of 485, this is a sparsely populated ZIP code with a mature community — the median age is 46.6 years.
Real estate in ZIP code 38913 represents an affordable housing market. The median home value of $155,000 is below the national average. Homeownership is strong here — 80.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 123% since 2019.
The population of 38913 is primarily White (99.38%). Residents are less-educated — 14.0% hold a bachelor's degree or higher, which is well below the national average. Poverty affects a significant share of residents at 60.2%.
The unemployment rate in 38913 stands at 10.1%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 92%.
Overall, ZIP code 38913 in Banner, MS is characterized as less-educated, a mature community, and predominantly owner-occupied.