| ZIP Code | 38655 |
|---|---|
| City | Oxford |
| State | Mississippi (MS) |
| County | Lafayette County |
| Area Code | 662 |
| Elevation | 394 ft |
| Latitude | 34.329772 |
|---|---|
| Longitude | -89.487118 |
| Timezone | Chicago (DST) |
| FIPS | 28071 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 32.7 yrs ↑ 2% since 2019 |
|---|---|
| Avg Household Size | 2.74 |
| Below Poverty | 19.6% ▲ 96% above avg |
| College Grads | 58.4% ▲ 51% above avg |
| Unemployment | 1.8% ▼ 62% below avg |
| No HS Diploma | 327 (1.3%) |
| HS Graduate | 4,356 (17.2%) |
| Some College | 2,733 (10.8%) |
| Associates | 3,156 (12.4%) |
| Bachelors | 2,625 (10.3%) |
| Graduate Degree | 12,197 (48%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $64,423 ▼ 16% below avg ↑ 29% since 2019 |
|---|---|
| Median Home Value | $275,500 ≈ Avg ↑ 28% since 2019 |
| Home/Income Ratio | 4.3x (nat avg ~3.5x) |
| Median Rent | $1,100/mo ↑ 14% since 2019 |
| Total Units | 25,173 |
| Vacant Units | 8,872 |
| Avg HH Size | 2.74 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 25,173 |
|---|---|
| Vacant | 8,872 |
| Owner Occupied | 60.3% |
| Renter Occupied | 39.7% |
| Avg HH Size | 2.74 |
ZIP code 38655 is located in Oxford, Mississippi, within Lafayette County. With a population of 45,377, this is a highly populated ZIP code with a relatively young community — the median age is 32.7 years. Economically, 38655 is a solidly middle-class ZIP code: the median household income of $64,423 is below the national average.
Real estate in ZIP code 38655 represents a mid-range housing market. The median home value of $275,500 is near the national average. Renters can expect to pay around $1,100 per month in median rent. Homeownership is strong here — 60.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 28% since 2019.
The population of 38655 is majority White (67.85%). Residents are well-educated — 58.4% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects some residents at 19.6%. Household income has grown by 29% since 2019.
The unemployment rate in 38655 stands at 1.8%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 82%.
Overall, ZIP code 38655 in Oxford, MS is characterized as solidly middle-class, well-educated, a relatively young community, and predominantly owner-occupied. With 45,377 residents, a median household income of $64,423, and a median home value of $275,500, it offers a clear picture of life in this part of Mississippi.