US ZIP Code
38647

Michigan City, MS

Benton County  ·  Mississippi

● Active
👥 814 Population ↑ 14% since 2019
💰 $51,210 Median HH Income
▼ 33% below avg ↑ 85% since 2019
🎂 49.8 Median Age ↑ 77% since 2019
🏠 $74,200 Median Home Value
▼ 73% below avg ↑ 5% since 2019
🎓 20.2% College Grads
▼ 48% below avg
📊 0.0% Unemployment
▼ 100% below avg ↓ 100% since 2019
ZIP Code Details
ZIP Code38647
CityMichigan City
StateMississippi (MS)
CountyBenton County
Area Code662
Elevation483 ft
Latitude34.963506
Longitude-89.224108
TimezoneChicago (DST)
FIPS28009
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 52.3% (426) Female 47.7% (388) ♀

Race & Ethnicity

White: 22.7%Hispanic: 11.3%Black: 66%Race
White22.7%
Hispanic11.3%
Black66.0%

Age Breakdown

5–17
22%
18–24
9%
25–44
12%
45–64
37%
65+
14%

Key Indicators

Median Age49.8 yrs ↑ 77% since 2019
Avg Household Size2.27
Below Poverty26.2% ▲ 162% above avg
College Grads20.2% ▼ 48% below avg
Unemployment0.0% ▼ 100% below avg
No HS Diploma42 (10.3%)
HS Graduate196 (48.3%)
Some College35 (8.6%)
Associates51 (12.6%)
Bachelors43 (10.6%)
Graduate Degree39 (9.6%)

Education

No HS: 10.3%HS Grad: 48.3%Some College: 8.6%Associates: 12.6%Bachelors: 10.6%Graduate: 9.6%Edu
No HS10.3%
HS Grad48.3%
Some College8.6%
Associates12.6%
Bachelors10.6%
Graduate9.6%
Housing & Income

Housing Tenure

Owner: 69.8%Renter: 30.2%Tenure
Owner69.8%
Renter30.2%

Home Value Distribution

Under $50k
28%
$50k–100k
68%
$100k–150k
2%
$150k–200k
2%

Financials

Median HH Income$51,210 ▼ 33% below avg ↑ 85% since 2019
Median Home Value$74,200 ▼ 73% below avg ↑ 5% since 2019
Home/Income Ratio1.4x (nat avg ~3.5x)
Total Units382
Vacant Units24
Avg HH Size2.27

Income Distribution

Under $25k
42%
$25k–50k
1%
$50k–75k
45%
$75k–100k
1%
$100k–150k
10%
Employment & Commute

How People Get to Work

Drove Alone
100%

Commute Time

Under 15 min
24%
15–30 min
25%
30–45 min
18%
Over 45 min
32%
Housing Stock

Year Built

1940s–1950s
5%
1960s–1970s
21%
1980s–1990s
8%
2000+
67%

Summary

Total Units382
Vacant24
Owner Occupied69.8%
Renter Occupied30.2%
Avg HH Size2.27
Frequently Asked Questions
ZIP code 38647 is in Michigan City, MS, in Benton County.
ZIP code 38647 is located in Mississippi (MS).
ZIP code 38647 is in Benton County, MS.
ZIP 38647 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 38647 is 814 people (ACS 2023).
The median household income in ZIP code 38647 is $51,210 (ACS 2023).
The median home value in ZIP 38647 is $74,200 (ACS 2023).
About ZIP Code 38647

ZIP code 38647 is located in Michigan City, Mississippi, within Benton County. With a population of 814, this is a sparsely populated ZIP code with a mature community — the median age is 49.8 years. Economically, 38647 is a working-class ZIP code: the median household income of $51,210 is below the national average.

Real estate in ZIP code 38647 represents one of the more affordable housing markets in the country. The median home value of $74,200 is well below the national average. Homeownership is strong here — 69.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 5% since 2019.

The population of 38647 is majority Black (65.97%). Residents are less-educated — 20.2% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 26.2%. Household income has grown by 85% since 2019.

Overall, ZIP code 38647 in Michigan City, MS is characterized as working-class, less-educated, a mature community, and predominantly owner-occupied. With 814 residents, a median household income of $51,210, and a median home value of $74,200, it offers a clear picture of life in this part of Mississippi.