| ZIP Code | 38057 |
|---|---|
| City | Moscow |
| State | Tennessee (TN) |
| County | Fayette County |
| Area Code | 901 |
| Elevation | 358 ft |
| Latitude | 35.052435 |
|---|---|
| Longitude | -89.358978 |
| Timezone | Chicago (DST) |
| FIPS | 47047 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 49.5 yrs ↑ 15% since 2019 |
|---|---|
| Avg Household Size | 2.39 |
| Below Poverty | 15.1% ▲ 51% above avg |
| College Grads | 28.0% ▼ 28% below avg |
| Unemployment | 5.9% ▲ 21% above avg |
| No HS Diploma | 65 (2.9%) |
| HS Graduate | 656 (28.8%) |
| Some College | 398 (17.5%) |
| Associates | 518 (22.8%) |
| Bachelors | 148 (6.5%) |
| Graduate Degree | 490 (21.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $87,023 ▲ 14% above avg ↑ 99% since 2019 |
|---|---|
| Median Home Value | $298,000 ≈ Avg ↑ 124% since 2019 |
| Home/Income Ratio | 3.4x (nat avg ~3.5x) |
| Median Rent | $887/mo ↑ 24% since 2019 |
| Total Units | 1,684 |
| Vacant Units | 289 |
| Avg HH Size | 2.39 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,684 |
|---|---|
| Vacant | 289 |
| Owner Occupied | 76.7% |
| Renter Occupied | 23.3% |
| Avg HH Size | 2.39 |
ZIP code 38057 is located in Moscow, Tennessee, within Fayette County. With a population of 3,329, this is a sparsely populated ZIP code with a mature community — the median age is 49.5 years. Economically, 38057 is a middle-income ZIP code: the median household income of $87,023 is near the national average.
Real estate in ZIP code 38057 represents a mid-range housing market. The median home value of $298,000 is near the national average. Renters can expect to pay around $887 per month in median rent. Homeownership is strong here — 76.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 124% since 2019.
The population of 38057 is majority White (64.85%). Residents are moderately educated — 28.0% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 15.1%. Household income has grown by 99% since 2019.
The unemployment rate in 38057 stands at 5.9%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 85%.
Overall, ZIP code 38057 in Moscow, TN is characterized as middle-income, moderately educated, a mature community, and predominantly owner-occupied. With 3,329 residents, a median household income of $87,023, and a median home value of $298,000, it offers a clear picture of life in this part of Tennessee.