| ZIP Code | 38313 |
|---|---|
| City | Beech Bluff |
| State | Tennessee (TN) |
| County | Madison County |
| Area Code | 731 |
| Elevation | 378 ft |
| Latitude | 35.610339 |
|---|---|
| Longitude | -88.619827 |
| Timezone | Chicago (DST) |
| FIPS | 47113 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 45.5 yrs |
|---|---|
| Avg Household Size | 2.45 |
| Below Poverty | 11.5% ▲ 15% above avg |
| College Grads | 25.6% ▼ 34% below avg |
| Unemployment | 2.0% ▼ 59% below avg |
| No HS Diploma | 11 (0.5%) |
| HS Graduate | 817 (33.4%) |
| Some College | 558 (22.8%) |
| Associates | 433 (17.7%) |
| Bachelors | 48 (2%) |
| Graduate Degree | 577 (23.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $87,932 ▲ 15% above avg ↑ 25% since 2019 |
|---|---|
| Median Home Value | $200,400 ▼ 28% below avg ↑ 56% since 2019 |
| Home/Income Ratio | 2.3x (nat avg ~3.5x) |
| Total Units | 1,628 |
| Vacant Units | 155 |
| Avg HH Size | 2.45 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,628 |
|---|---|
| Vacant | 155 |
| Owner Occupied | 89.7% |
| Renter Occupied | 10.3% |
| Avg HH Size | 2.45 |
ZIP code 38313 is located in Beech Bluff, Tennessee, within Madison County. With a population of 3,611, this is a sparsely populated ZIP code with a mature community — the median age is 45.5 years. Economically, 38313 is a middle-income ZIP code: the median household income of $87,932 is above the national average.
Real estate in ZIP code 38313 represents an affordable housing market. The median home value of $200,400 is below the national average. Homeownership is strong here — 89.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 56% since 2019.
The population of 38313 is primarily White (84.66%). Residents are moderately educated — 25.6% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 11.5%. Household income has grown by 25% since 2019.
The unemployment rate in 38313 stands at 2.0%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 90%.
Overall, ZIP code 38313 in Beech Bluff, TN is characterized as middle-income, moderately educated, a mature community, and predominantly owner-occupied. With 3,611 residents, a median household income of $87,932, and a median home value of $200,400, it offers a clear picture of life in this part of Tennessee.