| ZIP Code | 38261 |
|---|---|
| City | Union City |
| State | Tennessee (TN) |
| County | Obion County |
| Area Code | 731 |
| Elevation | 472 ft |
| Latitude | 36.42886 |
|---|---|
| Longitude | -89.113506 |
| Timezone | Chicago (DST) |
| FIPS | 47131 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.7 yrs ↓ 8% since 2019 |
|---|---|
| Avg Household Size | 2.49 |
| Below Poverty | 18.7% ▲ 87% above avg |
| College Grads | 28.2% ▼ 27% below avg |
| Unemployment | 5.0% ≈ Avg |
| No HS Diploma | 125 (1.3%) |
| HS Graduate | 4,077 (41.9%) |
| Some College | 1,453 (14.9%) |
| Associates | 1,333 (13.7%) |
| Bachelors | 584 (6%) |
| Graduate Degree | 2,154 (22.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $52,884 ▼ 31% below avg ↑ 51% since 2019 |
|---|---|
| Median Home Value | $141,900 ▼ 49% below avg ↑ 37% since 2019 |
| Home/Income Ratio | 2.7x (nat avg ~3.5x) |
| Median Rent | $759/mo ↑ 23% since 2019 |
| Total Units | 7,178 |
| Vacant Units | 747 |
| Avg HH Size | 2.49 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 7,178 |
|---|---|
| Vacant | 747 |
| Owner Occupied | 60.5% |
| Renter Occupied | 39.5% |
| Avg HH Size | 2.49 |
ZIP code 38261 is located in Union City, Tennessee, within Obion County. With a population of 16,338, this is a moderately populated ZIP code with a middle-aged community — the median age is 39.7 years. Economically, 38261 is a working-class ZIP code: the median household income of $52,884 is below the national average.
Real estate in ZIP code 38261 represents one of the more affordable housing markets in the country. The median home value of $141,900 is below the national average. Renters can expect to pay around $759 per month in median rent. Homeownership is strong here — 60.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 37% since 2019.
The population of 38261 is primarily White (71.16%). Residents are moderately educated — 28.2% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 18.7%. Household income has grown by 51% since 2019.
The unemployment rate in 38261 stands at 5.0%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 83%.
Overall, ZIP code 38261 in Union City, TN is characterized as working-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 16,338 residents, a median household income of $52,884, and a median home value of $141,900, it offers a clear picture of life in this part of Tennessee.