| ZIP Code | 38232 |
|---|---|
| City | Hornbeak |
| State | Tennessee (TN) |
| County | Obion County |
| Area Code | 731 |
| Elevation | 417 ft |
| Latitude | 36.35901 |
|---|---|
| Longitude | -89.324181 |
| Timezone | Chicago (DST) |
| FIPS | 47131 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 51.5 yrs ↑ 9% since 2019 |
|---|---|
| Avg Household Size | 2.28 |
| Below Poverty | 9.7% ≈ Avg |
| College Grads | 15.3% ▼ 60% below avg |
| Unemployment | 1.0% ▼ 80% below avg |
| No HS Diploma | 10 (0.7%) |
| HS Graduate | 801 (54.9%) |
| Some College | 272 (18.6%) |
| Associates | 153 (10.5%) |
| Bachelors | 82 (5.6%) |
| Graduate Degree | 142 (9.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $49,438 ▼ 35% below avg |
|---|---|
| Median Home Value | $81,100 ▼ 71% below avg ↑ 2% since 2019 |
| Home/Income Ratio | 1.6x (nat avg ~3.5x) |
| Median Rent | $758/mo ↑ 40% since 2019 |
| Total Units | 1,310 |
| Vacant Units | 321 |
| Avg HH Size | 2.28 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,310 |
|---|---|
| Vacant | 321 |
| Owner Occupied | 80.3% |
| Renter Occupied | 19.7% |
| Avg HH Size | 2.28 |
ZIP code 38232 is located in Hornbeak, Tennessee, within Obion County. With a population of 2,254, this is a sparsely populated ZIP code with a mature community — the median age is 51.5 years. Economically, 38232 is a working-class ZIP code: the median household income of $49,438 is below the national average.
Real estate in ZIP code 38232 represents one of the more affordable housing markets in the country. The median home value of $81,100 is well below the national average. Renters can expect to pay around $758 per month in median rent. Homeownership is strong here — 80.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 2% since 2019.
The population of 38232 is primarily White (96.01%). Residents are less-educated — 15.3% hold a bachelor's degree or higher, which is well below the national average. Poverty affects a relatively small share of residents at 9.7%.
The unemployment rate in 38232 stands at 1.0%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 86%.
Overall, ZIP code 38232 in Hornbeak, TN is characterized as working-class, less-educated, a mature community, and predominantly owner-occupied. With 2,254 residents, a median household income of $49,438, and a median home value of $81,100, it offers a clear picture of life in this part of Tennessee.