US ZIP Code
38224

Cottage Grove, TN

Henry County  ·  Tennessee

● Active
👥 923 Population ↑ 8% since 2019
💰 $58,828 Median HH Income
▼ 23% below avg ↑ 42% since 2019
🎂 37.6 Median Age ↓ 19% since 2019
🏠 $137,800 Median Home Value
▼ 51% below avg ↑ 3% since 2019
🎓 19.3% College Grads
▼ 50% below avg
📊 5.5% Unemployment
▲ 13% above avg ↓ 20% since 2019
ZIP Code Details
ZIP Code38224
CityCottage Grove
StateTennessee (TN)
CountyHenry County
Area Code731
Elevation507 ft
Latitude36.387007
Longitude-88.492179
TimezoneChicago (DST)
FIPS47079
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 51.1% (472) Female 48.9% (451) ♀

Race & Ethnicity

White: 87.3%Hispanic: 1.2%Black: 1.3%Other: 7.3%Race
White87.3%
Hispanic1.2%
Black1.3%
Other7.3%

Age Breakdown

Under 5
14%
5–17
8%
18–24
5%
25–44
27%
45–64
28%
65+
7%

Key Indicators

Median Age37.6 yrs ↓ 19% since 2019
Avg Household Size2.97
Below Poverty15.1% ▲ 51% above avg
College Grads19.3% ▼ 50% below avg
Unemployment5.5% ▲ 13% above avg
No HS Diploma5 (0.8%)
HS Graduate277 (46%)
Some College71 (11.8%)
Associates133 (22.1%)
Bachelors2 (0.3%)
Graduate Degree114 (18.9%)

Education

No HS: 0.8%HS Grad: 46%Some College: 11.8%Associates: 22.1%Bachelors: 0.3%Graduate: 18.9%Edu
No HS0.8%
HS Grad46.0%
Some College11.8%
Associates22.1%
Bachelors0.3%
Graduate18.9%
Housing & Income

Housing Tenure

Owner: 83%Renter: 17%Tenure
Owner83.0%
Renter17.0%

Home Value Distribution

Under $50k
14%
$50k–100k
22%
$100k–150k
23%
$150k–200k
19%
$200k–300k
9%
$300k–500k
12%

Financials

Median HH Income$58,828 ▼ 23% below avg ↑ 42% since 2019
Median Home Value$137,800 ▼ 51% below avg ↑ 3% since 2019
Home/Income Ratio2.3x (nat avg ~3.5x)
Total Units379
Vacant Units68
Avg HH Size2.97

Income Distribution

Under $25k
21%
$25k–50k
19%
$50k–75k
20%
$75k–100k
16%
$100k–150k
16%
$150k–200k
6%
Over $200k
4%
Employment & Commute

How People Get to Work

Drove Alone
89%
Public Transit
1%
Walked
3%
Work From Home
6%

Commute Time

Under 15 min
12%
15–30 min
30%
30–45 min
33%
Over 45 min
24%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
19%
1960s–1970s
13%
1980s–1990s
11%
2000+
57%

Summary

Total Units379
Vacant68
Owner Occupied83.0%
Renter Occupied17.0%
Avg HH Size2.97
Frequently Asked Questions
ZIP code 38224 is in Cottage Grove, TN, in Henry County.
ZIP code 38224 is located in Tennessee (TN).
ZIP code 38224 is in Henry County, TN.
ZIP 38224 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 38224 is 923 people (ACS 2023).
The median household income in ZIP code 38224 is $58,828 (ACS 2023).
The median home value in ZIP 38224 is $137,800 (ACS 2023).
About ZIP Code 38224

ZIP code 38224 is located in Cottage Grove, Tennessee, within Henry County. With a population of 923, this is a sparsely populated ZIP code with a relatively young community — the median age is 37.6 years. Economically, 38224 is a solidly middle-class ZIP code: the median household income of $58,828 is below the national average.

Real estate in ZIP code 38224 represents one of the more affordable housing markets in the country. The median home value of $137,800 is well below the national average. Homeownership is strong here — 83.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 3% since 2019.

The population of 38224 is primarily White (87.32%). Residents are less-educated — 19.3% hold a bachelor's degree or higher, which is well below the national average. Poverty affects some residents at 15.1%. Household income has grown by 42% since 2019.

The unemployment rate in 38224 stands at 5.5%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 76%.

Overall, ZIP code 38224 in Cottage Grove, TN is characterized as solidly middle-class, less-educated, a relatively young community, and predominantly owner-occupied. With 923 residents, a median household income of $58,828, and a median home value of $137,800, it offers a clear picture of life in this part of Tennessee.