| ZIP Code | 37365 |
|---|---|
| City | Palmer |
| State | Tennessee (TN) |
| County | Grundy County |
| Area Code | 931 |
| Elevation | 1,861 ft |
| Latitude | 35.368696 |
|---|---|
| Longitude | -85.516325 |
| Timezone | Chicago (DST) |
| FIPS | 47061 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 46.2 yrs ↑ 2% since 2019 |
|---|---|
| Avg Household Size | 3.12 |
| Below Poverty | 19.0% ▲ 90% above avg |
| College Grads | 18.2% ▼ 53% below avg |
| Unemployment | 1.6% ▼ 68% below avg |
| No HS Diploma | 19 (1.9%) |
| HS Graduate | 361 (36.2%) |
| Some College | 261 (26.2%) |
| Associates | 175 (17.6%) |
| Bachelors | 79 (7.9%) |
| Graduate Degree | 102 (10.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $50,962 ▼ 33% below avg ↑ 72% since 2019 |
|---|---|
| Median Home Value | $97,600 ▼ 65% below avg ↑ 38% since 2019 |
| Home/Income Ratio | 1.9x (nat avg ~3.5x) |
| Median Rent | $552/mo ↓ 9% since 2019 |
| Total Units | 662 |
| Vacant Units | 108 |
| Avg HH Size | 3.12 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 662 |
|---|---|
| Vacant | 108 |
| Owner Occupied | 92.1% |
| Renter Occupied | 7.9% |
| Avg HH Size | 3.12 |
ZIP code 37365 is located in Palmer, Tennessee, within Grundy County. With a population of 1,729, this is a sparsely populated ZIP code with a mature community — the median age is 46.2 years. Economically, 37365 is a working-class ZIP code: the median household income of $50,962 is below the national average.
Real estate in ZIP code 37365 represents one of the more affordable housing markets in the country. The median home value of $97,600 is well below the national average. Renters can expect to pay around $552 per month in median rent. Homeownership is strong here — 92.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 38% since 2019.
The population of 37365 is primarily White (96.70%). Residents are less-educated — 18.2% hold a bachelor's degree or higher, which is well below the national average. Poverty affects some residents at 19.0%. Household income has grown by 72% since 2019.
The unemployment rate in 37365 stands at 1.6%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 91%.
Overall, ZIP code 37365 in Palmer, TN is characterized as working-class, less-educated, a mature community, and predominantly owner-occupied. With 1,729 residents, a median household income of $50,962, and a median home value of $97,600, it offers a clear picture of life in this part of Tennessee.