| ZIP Code | 37184 |
|---|---|
| City | Watertown |
| State | Tennessee (TN) |
| County | Wilson County |
| Area Code | 615/629 |
| Elevation | 753 ft |
| Latitude | 36.086788 |
|---|---|
| Longitude | -86.145212 |
| Timezone | Chicago (DST) |
| FIPS | 47189 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.4 yrs ↓ 4% since 2019 |
|---|---|
| Avg Household Size | 2.67 |
| Below Poverty | 19.4% ▲ 94% above avg |
| College Grads | 33.8% ▼ 13% below avg |
| Unemployment | 2.9% ▼ 42% below avg |
| No HS Diploma | 49 (1.2%) |
| HS Graduate | 1,623 (39.4%) |
| Some College | 544 (13.2%) |
| Associates | 512 (12.4%) |
| Bachelors | 318 (7.7%) |
| Graduate Degree | 1,072 (26%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $73,862 ≈ Avg ↑ 33% since 2019 |
|---|---|
| Median Home Value | $288,200 ≈ Avg ↑ 49% since 2019 |
| Home/Income Ratio | 3.9x (nat avg ~3.5x) |
| Median Rent | $944/mo ↓ 6% since 2019 |
| Total Units | 2,918 |
| Vacant Units | 211 |
| Avg HH Size | 2.67 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,918 |
|---|---|
| Vacant | 211 |
| Owner Occupied | 82.5% |
| Renter Occupied | 17.5% |
| Avg HH Size | 2.67 |
ZIP code 37184 is located in Watertown, Tennessee, within Wilson County. With a population of 7,224, this is a lightly populated ZIP code with a middle-aged community — the median age is 40.4 years. Economically, 37184 is a solidly middle-class ZIP code: the median household income of $73,862 is near the national average.
Real estate in ZIP code 37184 represents a mid-range housing market. The median home value of $288,200 is near the national average. Renters can expect to pay around $944 per month in median rent. Homeownership is strong here — 82.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 49% since 2019.
The population of 37184 is primarily White (92.40%). Residents are moderately educated — 33.8% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 19.4%. Household income has grown by 33% since 2019.
The unemployment rate in 37184 stands at 2.9%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 81%.
Overall, ZIP code 37184 in Watertown, TN is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 7,224 residents, a median household income of $73,862, and a median home value of $288,200, it offers a clear picture of life in this part of Tennessee.