| ZIP Code | 37020 |
|---|---|
| City | Bell Buckle |
| State | Tennessee (TN) |
| County | Bedford County |
| Area Code | 615/629/931 |
| Elevation | 867 ft |
| Latitude | 35.634389 |
|---|---|
| Longitude | -86.407093 |
| Timezone | Chicago (DST) |
| FIPS | 47003 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 38.8 yrs ↑ 5% since 2019 |
|---|---|
| Avg Household Size | 2.53 |
| Below Poverty | 4.5% ▼ 56% below avg |
| College Grads | 36.6% ≈ Avg |
| Unemployment | 3.2% ▼ 34% below avg |
| No HS Diploma | 33 (1%) |
| HS Graduate | 910 (27.1%) |
| Some College | 709 (21.1%) |
| Associates | 479 (14.3%) |
| Bachelors | 228 (6.8%) |
| Graduate Degree | 1,001 (29.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $81,025 ≈ Avg ↑ 19% since 2019 |
|---|---|
| Median Home Value | $302,500 ▲ 9% above avg ↑ 72% since 2019 |
| Home/Income Ratio | 3.7x (nat avg ~3.5x) |
| Median Rent | $1,364/mo ↑ 48% since 2019 |
| Total Units | 2,130 |
| Vacant Units | 121 |
| Avg HH Size | 2.53 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,130 |
|---|---|
| Vacant | 121 |
| Owner Occupied | 96.8% |
| Renter Occupied | 3.2% |
| Avg HH Size | 2.53 |
ZIP code 37020 is located in Bell Buckle, Tennessee, within Bedford County. With a population of 5,171, this is a lightly populated ZIP code with a middle-aged community — the median age is 38.8 years. Economically, 37020 is a middle-income ZIP code: the median household income of $81,025 is near the national average.
Real estate in ZIP code 37020 represents a mid-range housing market. The median home value of $302,500 is near the national average. Renters can expect to pay around $1,364 per month in median rent. Homeownership is strong here — 96.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 72% since 2019.
The population of 37020 is primarily White (87.87%). Residents are moderately educated — 36.6% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 4.5%. Household income has grown by 19% since 2019.
The unemployment rate in 37020 stands at 3.2%, which is below the national average. About 16% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 74%.
Overall, ZIP code 37020 in Bell Buckle, TN is characterized as middle-income, moderately educated, a middle-aged community, and predominantly owner-occupied. With 5,171 residents, a median household income of $81,025, and a median home value of $302,500, it offers a clear picture of life in this part of Tennessee.