US ZIP Code
21912

Warwick, MD

Cecil County  ·  Maryland

● Active
👥 1,430 Population ↑ 26% since 2019
💰 $65,074 Median HH Income
▼ 15% below avg ↑ 19% since 2019
🎂 59.0 Median Age ↑ 15% since 2019
🏠 $385,600 Median Home Value
▲ 38% above avg ↓ 3% since 2019
🎓 34.8% College Grads
▼ 10% below avg
📊 2.2% Unemployment
▼ 55% below avg
ZIP Code Details
ZIP Code21912
CityWarwick
StateMaryland (MD)
CountyCecil County
Area Code410/667
Elevation34 ft
Latitude39.419414
Longitude-75.818631
TimezoneNew York (DST)
FIPS24015
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 41.5% (593) Female 58.5% (837) ♀

Race & Ethnicity

White: 97.1%Black: 2%Other: 0.9%Race
White97.1%
Black2.0%
Other0.9%

Age Breakdown

Under 5
1%
5–17
10%
18–24
5%
25–44
12%
45–64
37%
65+
16%

Key Indicators

Median Age59.0 yrs ↑ 15% since 2019
Avg Household Size2.11
Below Poverty3.6% ▼ 64% below avg
College Grads34.8% ▼ 10% below avg
Unemployment2.2% ▼ 55% below avg
HS Graduate428 (36.5%)
Some College104 (8.9%)
Associates233 (19.9%)
Bachelors121 (10.3%)
Graduate Degree287 (24.5%)

Education

HS Grad: 36.5%Some College: 8.9%Associates: 19.9%Bachelors: 10.3%Graduate: 24.5%Edu
HS Grad36.5%
Some College8.9%
Associates19.9%
Bachelors10.3%
Graduate24.5%
Housing & Income

Housing Tenure

Owner: 90.3%Renter: 9.8%Tenure
Owner90.3%
Renter9.8%

Home Value Distribution

Under $50k
11%
$50k–100k
2%
$150k–200k
14%
$200k–300k
8%
$300k–500k
27%
Over $500k
38%

Financials

Median HH Income$65,074 ▼ 15% below avg ↑ 19% since 2019
Median Home Value$385,600 ▲ 38% above avg ↓ 3% since 2019
Home/Income Ratio5.9x (nat avg ~3.5x)
Total Units677
Avg HH Size2.11

Income Distribution

Under $25k
13%
$25k–50k
29%
$50k–75k
12%
$75k–100k
9%
$100k–150k
13%
$150k–200k
7%
Over $200k
17%
Employment & Commute

How People Get to Work

Drove Alone
84%
Walked
3%
Work From Home
13%

Commute Time

Under 15 min
11%
15–30 min
17%
30–45 min
14%
Over 45 min
58%
Housing Stock

Year Built

1940s–1950s
10%
1960s–1970s
9%
1980s–1990s
28%
2000+
53%

Summary

Total Units677
Owner Occupied90.3%
Renter Occupied9.8%
Avg HH Size2.11
Frequently Asked Questions
ZIP code 21912 is in Warwick, MD, in Cecil County.
ZIP code 21912 is located in Maryland (MD).
ZIP code 21912 is in Cecil County, MD.
ZIP 21912 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 21912 is 1,430 people (ACS 2023).
The median household income in ZIP code 21912 is $65,074 (ACS 2023).
The median home value in ZIP 21912 is $385,600 (ACS 2023).
About ZIP Code 21912

ZIP code 21912 is located in Warwick, Maryland, within Cecil County. With a population of 1,430, this is a sparsely populated ZIP code with an older community — the median age is 59 years. Economically, 21912 is a solidly middle-class ZIP code: the median household income of $65,074 is near the national average.

Real estate in ZIP code 21912 represents a mid-range housing market. The median home value of $385,600 is above the national average. Homeownership is strong here — 90.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have decreased by 3% since 2019.

The population of 21912 is primarily White (97.06%). Residents are moderately educated — 34.8% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 3.6%. Household income has grown by 19% since 2019.

The unemployment rate in 21912 stands at 2.2%, which is well below the national average. About 13% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 80%.

Overall, ZIP code 21912 in Warwick, MD is characterized as solidly middle-class, moderately educated, an older community, and predominantly owner-occupied. With 1,430 residents, a median household income of $65,074, and a median home value of $385,600, it offers a clear picture of life in this part of Maryland.