| ZIP Code | 21663 |
|---|---|
| City | Saint Michaels |
| State | Maryland (MD) |
| County | Talbot County |
| Area Code | 410/667 |
| Elevation | 10 ft |
| Latitude | 38.788029 |
|---|---|
| Longitude | -76.231183 |
| Timezone | New York (DST) |
| FIPS | 24041 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 52.9 yrs ↓ 14% since 2019 |
|---|---|
| Avg Household Size | 2.31 |
| Below Poverty | 5.7% ▼ 43% below avg |
| College Grads | 56.1% ▲ 45% above avg |
| Unemployment | 4.9% ≈ Avg |
| No HS Diploma | 27 (1%) |
| HS Graduate | 525 (19.8%) |
| Some College | 284 (10.7%) |
| Associates | 329 (12.4%) |
| Bachelors | 92 (3.5%) |
| Graduate Degree | 1,394 (52.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $81,932 ≈ Avg ↑ 4% since 2019 |
|---|---|
| Median Home Value | $633,300 ▲ 127% above avg ↑ 32% since 2019 |
| Home/Income Ratio | 7.7x (nat avg ~3.5x) |
| Median Rent | $993/mo |
| Total Units | 2,110 |
| Vacant Units | 486 |
| Avg HH Size | 2.31 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,110 |
|---|---|
| Vacant | 486 |
| Owner Occupied | 78.7% |
| Renter Occupied | 21.3% |
| Avg HH Size | 2.31 |
ZIP code 21663 is located in Saint Michaels, Maryland, within Talbot County. With a population of 3,745, this is a sparsely populated ZIP code with a mature community — the median age is 52.9 years. Economically, 21663 is a middle-income ZIP code: the median household income of $81,932 is near the national average.
Real estate in ZIP code 21663 represents a premium housing market. The median home value of $633,300 is more than double the national average. Renters can expect to pay around $993 per month in median rent. Homeownership is strong here — 78.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 32% since 2019.
The population of 21663 is primarily White (74.58%). Residents are well-educated — 56.1% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 5.7%. Household income has grown by 4% since 2019.
The unemployment rate in 21663 stands at 4.9%, which is near the national average. About 12% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 75%.
Overall, ZIP code 21663 in Saint Michaels, MD is characterized as middle-income, well-educated, a mature community, and predominantly owner-occupied. With 3,745 residents, a median household income of $81,932, and a median home value of $633,300, it offers a clear picture of life in this part of Maryland.