| ZIP Code | 21640 |
|---|---|
| City | Henderson |
| State | Maryland (MD) |
| County | Caroline County |
| Area Code | 410/667 |
| Elevation | 69 ft |
| Latitude | 39.068141 |
|---|---|
| Longitude | -75.820948 |
| Timezone | New York (DST) |
| FIPS | 24011 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.8 yrs |
|---|---|
| Avg Household Size | 2.37 |
| Below Poverty | 8.8% ▼ 12% below avg |
| College Grads | 20.6% ▼ 47% below avg |
| Unemployment | 1.4% ▼ 72% below avg |
| No HS Diploma | 36 (4.5%) |
| HS Graduate | 503 (63.3%) |
| Some College | 71 (8.9%) |
| Associates | 21 (2.6%) |
| Bachelors | 46 (5.8%) |
| Graduate Degree | 118 (14.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $65,952 ▼ 14% below avg ↑ 11% since 2019 |
|---|---|
| Median Home Value | $260,200 ≈ Avg ↑ 26% since 2019 |
| Home/Income Ratio | 3.9x (nat avg ~3.5x) |
| Median Rent | $1,625/mo ↑ 86% since 2019 |
| Total Units | 546 |
| Vacant Units | 18 |
| Avg HH Size | 2.37 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 546 |
|---|---|
| Vacant | 18 |
| Owner Occupied | 96.0% |
| Renter Occupied | 4.0% |
| Avg HH Size | 2.37 |
ZIP code 21640 is located in Henderson, Maryland, within Caroline County. With a population of 1,251, this is a sparsely populated ZIP code with a middle-aged community — the median age is 41.8 years. Economically, 21640 is a solidly middle-class ZIP code: the median household income of $65,952 is near the national average.
Real estate in ZIP code 21640 represents a mid-range housing market. The median home value of $260,200 is near the national average. Renters can expect to pay around $1,625 per month in median rent. Homeownership is strong here — 96.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 26% since 2019.
The population of 21640 is primarily White (74.74%). Residents are less-educated — 20.6% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 8.8%. Household income has grown by 11% since 2019.
The unemployment rate in 21640 stands at 1.4%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 95%.
Overall, ZIP code 21640 in Henderson, MD is characterized as solidly middle-class, less-educated, a middle-aged community, and predominantly owner-occupied. With 1,251 residents, a median household income of $65,952, and a median home value of $260,200, it offers a clear picture of life in this part of Maryland.