| ZIP Code | 21632 |
|---|---|
| City | Federalsburg |
| State | Maryland (MD) |
| County | Caroline County |
| Area Code | 410/443/667 |
| Elevation | 38 ft |
| Latitude | 38.731398 |
|---|---|
| Longitude | -75.772428 |
| Timezone | New York (DST) |
| FIPS | 24011 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.9 yrs ↑ 9% since 2019 |
|---|---|
| Avg Household Size | 2.39 |
| Below Poverty | 20.8% ▲ 108% above avg |
| College Grads | 23.1% ▼ 40% below avg |
| Unemployment | 4.8% ≈ Avg |
| No HS Diploma | 77 (1.9%) |
| HS Graduate | 1,731 (43.5%) |
| Some College | 642 (16.1%) |
| Associates | 606 (15.2%) |
| Bachelors | 379 (9.5%) |
| Graduate Degree | 541 (13.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $59,808 ▼ 22% below avg ↑ 26% since 2019 |
|---|---|
| Median Home Value | $192,800 ▼ 31% below avg ↑ 23% since 2019 |
| Home/Income Ratio | 3.2x (nat avg ~3.5x) |
| Median Rent | $990/mo ↑ 23% since 2019 |
| Total Units | 2,929 |
| Vacant Units | 323 |
| Avg HH Size | 2.39 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,929 |
|---|---|
| Vacant | 323 |
| Owner Occupied | 60.1% |
| Renter Occupied | 40.0% |
| Avg HH Size | 2.39 |
ZIP code 21632 is located in Federalsburg, Maryland, within Caroline County. With a population of 6,227, this is a lightly populated ZIP code with a middle-aged community — the median age is 43.9 years. Economically, 21632 is a solidly middle-class ZIP code: the median household income of $59,808 is below the national average.
Real estate in ZIP code 21632 represents an affordable housing market. The median home value of $192,800 is below the national average. Renters can expect to pay around $990 per month in median rent. Homeownership is strong here — 60.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 23% since 2019.
The population of 21632 is majority White (64.61%). Residents are less-educated — 23.1% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 20.8%. Household income has grown by 26% since 2019.
The unemployment rate in 21632 stands at 4.8%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 81%.
Overall, ZIP code 21632 in Federalsburg, MD is characterized as solidly middle-class, less-educated, a middle-aged community, and predominantly owner-occupied. With 6,227 residents, a median household income of $59,808, and a median home value of $192,800, it offers a clear picture of life in this part of Maryland.