| ZIP Code | 21620 |
|---|---|
| City | Chestertown |
| State | Maryland (MD) |
| County | Kent County |
| Area Code | 410/443/667 |
| Elevation | 14 ft |
| Latitude | 39.207952 |
|---|---|
| Longitude | -76.082801 |
| Timezone | New York (DST) |
| FIPS | 24029 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 42.9 yrs ↓ 3% since 2019 |
|---|---|
| Avg Household Size | 2.12 |
| Below Poverty | 9.7% ≈ Avg |
| College Grads | 50.0% ▲ 29% above avg |
| Unemployment | 3.5% ▼ 29% below avg |
| No HS Diploma | 96 (1.1%) |
| HS Graduate | 2,433 (29.1%) |
| Some College | 623 (7.5%) |
| Associates | 1,019 (12.2%) |
| Bachelors | 586 (7%) |
| Graduate Degree | 3,591 (43%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $76,094 ≈ Avg ↑ 19% since 2019 |
|---|---|
| Median Home Value | $318,700 ▲ 14% above avg ↑ 23% since 2019 |
| Home/Income Ratio | 4.2x (nat avg ~3.5x) |
| Median Rent | $1,149/mo ↑ 25% since 2019 |
| Total Units | 6,259 |
| Vacant Units | 585 |
| Avg HH Size | 2.12 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 6,259 |
|---|---|
| Vacant | 585 |
| Owner Occupied | 71.0% |
| Renter Occupied | 29.0% |
| Avg HH Size | 2.12 |
ZIP code 21620 is located in Chestertown, Maryland, within Kent County. With a population of 13,533, this is a lightly populated ZIP code with a middle-aged community — the median age is 42.9 years. Economically, 21620 is a middle-income ZIP code: the median household income of $76,094 is near the national average.
Real estate in ZIP code 21620 represents a mid-range housing market. The median home value of $318,700 is near the national average. Renters can expect to pay around $1,149 per month in median rent. Homeownership is strong here — 71.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 23% since 2019.
The population of 21620 is primarily White (77.19%). Residents are well-educated — 50.0% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 9.7%. Household income has grown by 19% since 2019.
The unemployment rate in 21620 stands at 3.5%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 71%.
Overall, ZIP code 21620 in Chestertown, MD is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 13,533 residents, a median household income of $76,094, and a median home value of $318,700, it offers a clear picture of life in this part of Maryland.