| ZIP Code | 21550 |
|---|---|
| City | Oakland |
| State | Maryland (MD) |
| County | Garrett County |
| Area Code | 227/240/301 |
| Elevation | 2,530 ft |
| Latitude | 39.391733 |
|---|---|
| Longitude | -79.392385 |
| Timezone | New York (DST) |
| FIPS | 24023 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 48.5 yrs ↑ 3% since 2019 |
|---|---|
| Avg Household Size | 2.22 |
| Below Poverty | 11.1% ▲ 11% above avg |
| College Grads | 35.2% ▼ 9% below avg |
| Unemployment | 5.0% ≈ Avg |
| No HS Diploma | 48 (0.5%) |
| HS Graduate | 3,693 (40.1%) |
| Some College | 1,453 (15.8%) |
| Associates | 771 (8.4%) |
| Bachelors | 865 (9.4%) |
| Graduate Degree | 2,379 (25.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $65,302 ▼ 14% below avg ↑ 29% since 2019 |
|---|---|
| Median Home Value | $210,300 ▼ 25% below avg ↑ 23% since 2019 |
| Home/Income Ratio | 3.2x (nat avg ~3.5x) |
| Median Rent | $724/mo ↑ 15% since 2019 |
| Total Units | 8,395 |
| Vacant Units | 2,469 |
| Avg HH Size | 2.22 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 8,395 |
|---|---|
| Vacant | 2,469 |
| Owner Occupied | 77.8% |
| Renter Occupied | 22.2% |
| Avg HH Size | 2.22 |
ZIP code 21550 is located in Oakland, Maryland, within Garrett County. With a population of 13,469, this is a lightly populated ZIP code with a mature community — the median age is 48.5 years. Economically, 21550 is a solidly middle-class ZIP code: the median household income of $65,302 is near the national average.
Real estate in ZIP code 21550 represents an affordable housing market. The median home value of $210,300 is below the national average. Renters can expect to pay around $724 per month in median rent. Homeownership is strong here — 77.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 23% since 2019.
The population of 21550 is primarily White (95.49%). Residents are moderately educated — 35.2% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 11.1%. Household income has grown by 29% since 2019.
The unemployment rate in 21550 stands at 5.0%, which is near the national average. About 12% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 78%.
Overall, ZIP code 21550 in Oakland, MD is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 13,469 residents, a median household income of $65,302, and a median home value of $210,300, it offers a clear picture of life in this part of Maryland.