| ZIP Code | 21540 |
|---|---|
| City | Luke |
| State | Maryland (MD) |
| County | Allegany County |
| Area Code | 227/240/301 |
| Elevation | 1,121 ft |
| Latitude | 39.478781 |
|---|---|
| Longitude | -79.058903 |
| Timezone | New York (DST) |
| FIPS | 24001 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 44.3 yrs ↑ 48% since 2019 |
|---|---|
| Avg Household Size | 2.43 |
| Below Poverty | 5.4% ▼ 46% below avg |
| College Grads | 15.5% ▼ 60% below avg |
| Unemployment | 3.6% ▼ 26% below avg |
| HS Graduate | 40 (69%) |
| Some College | 3 (5.2%) |
| Associates | 6 (10.3%) |
| Graduate Degree | 9 (15.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $73,125 ≈ Avg ↑ 90% since 2019 |
|---|---|
| Median Home Value | $50,000 ▼ 82% below avg ↑ 100% since 2019 |
| Home/Income Ratio | 0.7x (nat avg ~3.5x) |
| Median Rent | $638/mo ↑ 10% since 2019 |
| Total Units | 55 |
| Vacant Units | 18 |
| Avg HH Size | 2.43 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 55 |
|---|---|
| Vacant | 18 |
| Owner Occupied | 81.1% |
| Renter Occupied | 18.9% |
| Avg HH Size | 2.43 |
ZIP code 21540 is located in Luke, Maryland, within Allegany County. With a population of 93, this is a sparsely populated ZIP code with a middle-aged community — the median age is 44.3 years. Economically, 21540 is a solidly middle-class ZIP code: the median household income of $73,125 is near the national average.
Real estate in ZIP code 21540 represents one of the more affordable housing markets in the country. The median home value of $50,000 is well below the national average. Renters can expect to pay around $638 per month in median rent. Homeownership is strong here — 81.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 100% since 2019.
The population of 21540 is primarily White (97.85%). Residents are less-educated — 15.5% hold a bachelor's degree or higher, which is well below the national average. Poverty affects a relatively small share of residents at 5.4%. Household income has grown by 90% since 2019.
The unemployment rate in 21540 stands at 3.6%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 94%.
Overall, ZIP code 21540 in Luke, MD is characterized as solidly middle-class, less-educated, a middle-aged community, and predominantly owner-occupied. With 93 residents, a median household income of $73,125, and a median home value of $50,000, it offers a clear picture of life in this part of Maryland.