| ZIP Code | 21286 |
|---|---|
| City | Towson |
| State | Maryland (MD) |
| County | Baltimore County |
| Area Code | 410/443/667 |
| Elevation | 439 ft |
| Latitude | 39.411836 |
|---|---|
| Longitude | -76.573235 |
| Timezone | New York (DST) |
| FIPS | 24005 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.1 yrs |
|---|---|
| Avg Household Size | 2.26 |
| Below Poverty | 13.5% ▲ 35% above avg |
| College Grads | 63.2% ▲ 63% above avg |
| Unemployment | 3.5% ▼ 28% below avg |
| No HS Diploma | 228 (1.6%) |
| HS Graduate | 1,777 (12.4%) |
| Some College | 1,046 (7.3%) |
| Associates | 2,211 (15.5%) |
| Bachelors | 809 (5.7%) |
| Graduate Degree | 8,231 (57.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $93,093 ▲ 22% above avg ↑ 6% since 2019 |
|---|---|
| Median Home Value | $402,000 ▲ 44% above avg ↑ 13% since 2019 |
| Home/Income Ratio | 4.3x (nat avg ~3.5x) |
| Median Rent | $1,597/mo ↑ 22% since 2019 |
| Total Units | 10,100 |
| Vacant Units | 581 |
| Avg HH Size | 2.26 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 10,100 |
|---|---|
| Vacant | 581 |
| Owner Occupied | 62.3% |
| Renter Occupied | 37.7% |
| Avg HH Size | 2.26 |
ZIP code 21286 is located in Towson, Maryland, within Baltimore County. With a population of 21,782, this is a moderately populated ZIP code with a middle-aged community — the median age is 40.1 years. Economically, 21286 is a middle-income ZIP code: the median household income of $93,093 is above the national average.
Real estate in ZIP code 21286 represents a premium housing market. The median home value of $402,000 is above the national average. Renters can expect to pay around $1,597 per month in median rent. Homeownership is strong here — 62.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 13% since 2019.
The population of 21286 is majority White (69.31%). Residents are highly educated — 63.2% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects some residents at 13.5%. Household income has grown by 6% since 2019.
The unemployment rate in 21286 stands at 3.5%, which is below the national average. About 18% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 71%.
Overall, ZIP code 21286 in Towson, MD is characterized as middle-income, highly educated, a middle-aged community, and predominantly owner-occupied. With 21,782 residents, a median household income of $93,093, and a median home value of $402,000, it offers a clear picture of life in this part of Maryland.