| ZIP Code | 20895 |
|---|---|
| City | Kensington |
| State | Maryland (MD) |
| County | Montgomery County |
| Area Code | 227/240/301 |
| Elevation | 306 ft |
| Latitude | 39.027048 |
|---|---|
| Longitude | -77.07759 |
| Timezone | New York (DST) |
| FIPS | 24031 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.9 yrs ↓ 2% since 2019 |
|---|---|
| Avg Household Size | 2.70 |
| Below Poverty | 4.2% ▼ 58% below avg |
| College Grads | 77.7% ▲ 100% above avg |
| Unemployment | 2.9% ▼ 42% below avg |
| No HS Diploma | 117 (1%) |
| HS Graduate | 1,419 (12.2%) |
| Some College | 424 (3.6%) |
| Associates | 646 (5.5%) |
| Bachelors | 547 (4.7%) |
| Graduate Degree | 8,514 (73%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $169,527 ▲ 122% above avg ↑ 15% since 2019 |
|---|---|
| Median Home Value | $744,000 ▲ 167% above avg ↑ 17% since 2019 |
| Home/Income Ratio | 4.4x (nat avg ~3.5x) |
| Median Rent | $2,075/mo ↑ 28% since 2019 |
| Total Units | 7,316 |
| Vacant Units | 372 |
| Avg HH Size | 2.70 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 7,316 |
|---|---|
| Vacant | 372 |
| Owner Occupied | 79.7% |
| Renter Occupied | 20.3% |
| Avg HH Size | 2.70 |
ZIP code 20895 is located in Kensington, Maryland, within Montgomery County. With a population of 19,042, this is a moderately populated ZIP code with a middle-aged community — the median age is 41.9 years. Economically, 20895 is a affluent ZIP code: the median household income of $169,527 is more than double the national average.
Real estate in ZIP code 20895 represents a premium housing market. The median home value of $744,000 is more than double the national average. Renters can expect to pay around $2,075 per month in median rent. Homeownership is strong here — 79.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 17% since 2019.
The population of 20895 is majority White (67.02%). Residents are highly educated — 77.7% hold a bachelor's degree or higher, which is more than double the national average. Poverty affects a relatively small share of residents at 4.2%. Household income has grown by 15% since 2019.
The unemployment rate in 20895 stands at 2.9%, which is below the national average. A notably high share of workers — 32% — work from home, reflecting the professional makeup of the area. As in most parts of the country, driving alone is the dominant commute mode at 53%.
Overall, ZIP code 20895 in Kensington, MD is characterized as affluent, highly educated, a middle-aged community, and predominantly owner-occupied. With 19,042 residents, a median household income of $169,527, and a median home value of $744,000, it offers a clear picture of life in this part of Maryland.