| ZIP Code | 20855 |
|---|---|
| City | Derwood |
| State | Maryland (MD) |
| County | Montgomery County |
| Area Code | 227/240/301 |
| Elevation | 454 ft |
| Latitude | 39.136974 |
|---|---|
| Longitude | -77.131801 |
| Timezone | New York (DST) |
| FIPS | 24031 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.8 yrs ↓ 7% since 2019 |
|---|---|
| Avg Household Size | 2.73 |
| Below Poverty | 4.5% ▼ 55% below avg |
| College Grads | 71.4% ▲ 84% above avg |
| Unemployment | 3.1% ▼ 37% below avg |
| No HS Diploma | 158 (1.5%) |
| HS Graduate | 1,053 (9.7%) |
| Some College | 758 (7%) |
| Associates | 1,142 (10.5%) |
| Bachelors | 518 (4.8%) |
| Graduate Degree | 7,253 (66.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $147,708 ▲ 94% above avg ↑ 6% since 2019 |
|---|---|
| Median Home Value | $614,900 ▲ 121% above avg ↑ 22% since 2019 |
| Home/Income Ratio | 4.2x (nat avg ~3.5x) |
| Median Rent | $2,405/mo ↑ 27% since 2019 |
| Total Units | 6,141 |
| Vacant Units | 99 |
| Avg HH Size | 2.73 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 6,141 |
|---|---|
| Vacant | 99 |
| Owner Occupied | 77.9% |
| Renter Occupied | 22.1% |
| Avg HH Size | 2.73 |
ZIP code 20855 is located in Derwood, Maryland, within Montgomery County. With a population of 16,557, this is a moderately populated ZIP code with a middle-aged community — the median age is 41.8 years. Economically, 20855 is a upper-middle-income ZIP code: the median household income of $147,708 is significantly above the national average.
Real estate in ZIP code 20855 represents a premium housing market. The median home value of $614,900 is more than double the national average. Renters can expect to pay around $2,405 per month in median rent. Homeownership is strong here — 77.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 22% since 2019.
The population of 20855 is racially diverse, with White as the largest group at 45.4%. Residents are highly educated — 71.4% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 4.5%. Household income has grown by 6% since 2019.
The unemployment rate in 20855 stands at 3.1%, which is below the national average. A notably high share of workers — 28% — work from home, reflecting the professional makeup of the area. As in most parts of the country, driving alone is the dominant commute mode at 56%.
Overall, ZIP code 20855 in Derwood, MD is characterized as upper-middle-income, highly educated, a middle-aged community, and predominantly owner-occupied. With 16,557 residents, a median household income of $147,708, and a median home value of $614,900, it offers a clear picture of life in this part of Maryland.