US ZIP Code
20854

Potomac, MD

Montgomery County  ·  Maryland

● Active
👥 49,694 Population
💰 $250,001 Median HH Income
▲ 228% above avg ↑ 17% since 2019
🎂 47.6 Median Age
🏠 $1,105,300 Median Home Value
▲ 296% above avg ↑ 22% since 2019
🎓 87.7% College Grads
▲ 126% above avg
📊 3.0% Unemployment
▼ 38% below avg ↓ 14% since 2019
ZIP Code Details
ZIP Code20854
CityPotomac
StateMaryland (MD)
CountyMontgomery County
Area Code227/301
Elevation167 ft
Latitude39.032772
Longitude-77.22083
TimezoneNew York (DST)
FIPS24031
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 49.9% (24,792) Female 50.1% (24,902) ♀

Race & Ethnicity

White: 59.2%Hispanic: 8.7%Black: 4.7%Asian: 22.1%Other: 4.5%Race
White59.2%
Hispanic8.7%
Black4.7%
Asian22.1%
Other4.5%

Age Breakdown

Under 5
4%
5–17
20%
18–24
7%
25–44
15%
45–64
31%
65+
10%

Key Indicators

Median Age47.6 yrs
Avg Household Size2.97
Below Poverty2.4% ▼ 76% below avg
College Grads87.7% ▲ 126% above avg
Unemployment3.0% ▼ 38% below avg
No HS Diploma370 (1.2%)
HS Graduate1,326 (4.5%)
Some College610 (2.1%)
Associates1,336 (4.5%)
Bachelors756 (2.5%)
Graduate Degree25,305 (85.2%)

Education

No HS: 1.2%HS Grad: 4.5%Some College: 2.1%Associates: 4.5%Bachelors: 2.5%Graduate: 85.2%Edu
No HS1.2%
HS Grad4.5%
Some College2.1%
Associates4.5%
Bachelors2.5%
Graduate85.2%
Housing & Income

Housing Tenure

Owner: 89.9%Renter: 10.1%Tenure
Owner89.9%
Renter10.1%

Home Value Distribution

Under $50k
1%
$50k–100k
1%
$100k–150k
1%
$150k–200k
0%
$200k–300k
1%
$300k–500k
2%
Over $500k
95%

Financials

Median HH Income$250,001 ▲ 228% above avg ↑ 17% since 2019
Median Home Value$1,105,300 ▲ 296% above avg ↑ 22% since 2019
Home/Income Ratio4.4x (nat avg ~3.5x)
Median Rent$3,180/mo ↑ 21% since 2019
Total Units17,119
Vacant Units577
Avg HH Size2.97

Income Distribution

Under $25k
3%
$25k–50k
3%
$50k–75k
6%
$75k–100k
4%
$100k–150k
10%
$150k–200k
11%
Over $200k
63%
Employment & Commute

How People Get to Work

Drove Alone
60%
Public Transit
4%
Walked
1%
Work From Home
35%

Commute Time

Under 15 min
14%
15–30 min
36%
30–45 min
26%
Over 45 min
25%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
14%
1960s–1970s
24%
1980s–1990s
10%
2000+
51%

Summary

Total Units17,119
Vacant577
Owner Occupied89.9%
Renter Occupied10.1%
Avg HH Size2.97
Frequently Asked Questions
ZIP code 20854 is in Potomac, MD, in Montgomery County.
ZIP code 20854 is located in Maryland (MD).
ZIP code 20854 is in Montgomery County, MD.
ZIP 20854 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 20854 is 49,694 people (ACS 2023).
The median household income in ZIP code 20854 is $250,001 (ACS 2023).
The median home value in ZIP 20854 is $1,105,300 (ACS 2023).
About ZIP Code 20854

ZIP code 20854 is located in Potomac, Maryland, within Montgomery County. With a population of 49,694, this is a highly populated ZIP code with a mature community — the median age is 47.6 years. Economically, 20854 is a affluent ZIP code: the median household income of $250,001 is more than double the national average.

Real estate in ZIP code 20854 represents among the most expensive housing markets in the country. The median home value of $1,105,300 is more than double the national average. Renters can expect to pay around $3,180 per month in median rent. Homeownership is strong here — 89.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 22% since 2019.

The population of 20854 is majority White (59.23%). Residents are highly educated — 87.7% hold a bachelor's degree or higher, which is more than double the national average. Poverty affects a relatively small share of residents at 2.4%. Household income has grown by 17% since 2019.

The unemployment rate in 20854 stands at 3.0%, which is below the national average. A notably high share of workers — 32% — work from home, reflecting the professional makeup of the area. As in most parts of the country, driving alone is the dominant commute mode at 56%.

Overall, ZIP code 20854 in Potomac, MD is characterized as affluent, highly educated, a mature community, and predominantly owner-occupied. With 49,694 residents, a median household income of $250,001, and a median home value of $1,105,300, it offers a clear picture of life in this part of Maryland.