| ZIP Code | 20776 |
|---|---|
| City | Harwood |
| State | Maryland (MD) |
| County | Anne Arundel County |
| Area Code | 410/443/667 |
| Elevation | 145 ft |
| Latitude | 38.878351 |
|---|---|
| Longitude | -76.592005 |
| Timezone | New York (DST) |
| FIPS | 24003 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.9 yrs ↓ 10% since 2019 |
|---|---|
| Avg Household Size | 2.80 |
| Below Poverty | 6.9% ▼ 31% below avg |
| College Grads | 51.8% ▲ 34% above avg |
| Unemployment | 5.9% ▲ 20% above avg |
| HS Graduate | 546 (26.9%) |
| Some College | 240 (11.8%) |
| Associates | 194 (9.6%) |
| Bachelors | 254 (12.5%) |
| Graduate Degree | 797 (39.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $122,440 ▲ 60% above avg ↑ 29% since 2019 |
|---|---|
| Median Home Value | $588,400 ▲ 111% above avg ↑ 31% since 2019 |
| Home/Income Ratio | 4.8x (nat avg ~3.5x) |
| Total Units | 1,241 |
| Vacant Units | 52 |
| Avg HH Size | 2.80 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,241 |
|---|---|
| Vacant | 52 |
| Owner Occupied | 89.6% |
| Renter Occupied | 10.4% |
| Avg HH Size | 2.80 |
ZIP code 20776 is located in Harwood, Maryland, within Anne Arundel County. With a population of 3,354, this is a sparsely populated ZIP code with a middle-aged community — the median age is 39.9 years. Economically, 20776 is a upper-middle-income ZIP code: the median household income of $122,440 is significantly above the national average.
Real estate in ZIP code 20776 represents a premium housing market. The median home value of $588,400 is more than double the national average. Homeownership is strong here — 89.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 31% since 2019.
The population of 20776 is primarily White (76.15%). Residents are well-educated — 51.8% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 6.9%. Household income has grown by 29% since 2019.
The unemployment rate in 20776 stands at 5.9%, which is above the national average. About 18% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 69%.
Overall, ZIP code 20776 in Harwood, MD is characterized as upper-middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 3,354 residents, a median household income of $122,440, and a median home value of $588,400, it offers a clear picture of life in this part of Maryland.