| ZIP Code | 20678 |
|---|---|
| City | Prince Frederick |
| State | Maryland (MD) |
| County | Calvert County |
| Area Code | 410/443/667 |
| Elevation | 72 ft |
| Latitude | 38.525112 |
|---|---|
| Longitude | -76.5954 |
| Timezone | New York (DST) |
| FIPS | 24009 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 38.7 yrs ↓ 2% since 2019 |
|---|---|
| Avg Household Size | 2.61 |
| Below Poverty | 8.9% ▼ 11% below avg |
| College Grads | 41.3% ≈ Avg |
| Unemployment | 2.5% ▼ 49% below avg |
| No HS Diploma | 88 (1.1%) |
| HS Graduate | 2,656 (32.6%) |
| Some College | 766 (9.4%) |
| Associates | 1,282 (15.7%) |
| Bachelors | 844 (10.3%) |
| Graduate Degree | 2,522 (30.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $118,288 ▲ 55% above avg ↑ 26% since 2019 |
|---|---|
| Median Home Value | $428,100 ▲ 54% above avg ↑ 23% since 2019 |
| Home/Income Ratio | 3.6x (nat avg ~3.5x) |
| Median Rent | $1,408/mo ↑ 70% since 2019 |
| Total Units | 5,016 |
| Vacant Units | 272 |
| Avg HH Size | 2.61 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 5,016 |
|---|---|
| Vacant | 272 |
| Owner Occupied | 79.0% |
| Renter Occupied | 21.0% |
| Avg HH Size | 2.61 |
ZIP code 20678 is located in Prince Frederick, Maryland, within Calvert County. With a population of 12,686, this is a lightly populated ZIP code with a middle-aged community — the median age is 38.7 years. Economically, 20678 is a upper-middle-income ZIP code: the median household income of $118,288 is significantly above the national average.
Real estate in ZIP code 20678 represents a premium housing market. The median home value of $428,100 is significantly above the national average. Renters can expect to pay around $1,408 per month in median rent. Homeownership is strong here — 79.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 23% since 2019.
The population of 20678 is majority White (65.84%). Residents are well-educated — 41.3% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 8.9%. Household income has grown by 26% since 2019.
The unemployment rate in 20678 stands at 2.5%, which is below the national average. About 12% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 78%.
Overall, ZIP code 20678 in Prince Frederick, MD is characterized as upper-middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 12,686 residents, a median household income of $118,288, and a median home value of $428,100, it offers a clear picture of life in this part of Maryland.