| ZIP Code | 20657 |
|---|---|
| City | Lusby |
| State | Maryland (MD) |
| County | Calvert County |
| Area Code | 410/443/667 |
| Elevation | 84 ft |
| Latitude | 38.384195 |
|---|---|
| Longitude | -76.440057 |
| Timezone | New York (DST) |
| FIPS | 24009 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 35.7 yrs ↓ 3% since 2019 |
|---|---|
| Avg Household Size | 2.82 |
| Below Poverty | 6.0% ▼ 40% below avg |
| College Grads | 39.0% ≈ Avg |
| Unemployment | 3.6% ▼ 26% below avg |
| No HS Diploma | 34 (0.3%) |
| HS Graduate | 4,136 (31%) |
| Some College | 2,020 (15.1%) |
| Associates | 1,963 (14.7%) |
| Bachelors | 1,232 (9.2%) |
| Graduate Degree | 3,973 (29.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $117,776 ▲ 54% above avg ↑ 26% since 2019 |
|---|---|
| Median Home Value | $317,600 ▲ 14% above avg ↑ 33% since 2019 |
| Home/Income Ratio | 2.7x (nat avg ~3.5x) |
| Median Rent | $1,716/mo ↑ 27% since 2019 |
| Total Units | 8,109 |
| Vacant Units | 829 |
| Avg HH Size | 2.82 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 8,109 |
|---|---|
| Vacant | 829 |
| Owner Occupied | 87.5% |
| Renter Occupied | 12.5% |
| Avg HH Size | 2.82 |
ZIP code 20657 is located in Lusby, Maryland, within Calvert County. With a population of 20,519, this is a moderately populated ZIP code with a relatively young community — the median age is 35.7 years. Economically, 20657 is a upper-middle-income ZIP code: the median household income of $117,776 is significantly above the national average.
Real estate in ZIP code 20657 represents a mid-range housing market. The median home value of $317,600 is near the national average. Renters can expect to pay around $1,716 per month in median rent. Homeownership is strong here — 87.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 33% since 2019.
The population of 20657 is primarily White (70.87%). Residents are moderately educated — 39.0% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 6.0%. Household income has grown by 26% since 2019.
The unemployment rate in 20657 stands at 3.6%, which is below the national average. About 16% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 75%.
Overall, ZIP code 20657 in Lusby, MD is characterized as upper-middle-income, moderately educated, a relatively young community, and predominantly owner-occupied. With 20,519 residents, a median household income of $117,776, and a median home value of $317,600, it offers a clear picture of life in this part of Maryland.