| ZIP Code | 20650 |
|---|---|
| City | Leonardtown |
| State | Maryland (MD) |
| County | St. Mary's County |
| Area Code | 227/240/301 |
| Elevation | 24 ft |
| Latitude | 38.25993 |
|---|---|
| Longitude | -76.63242 |
| Timezone | New York (DST) |
| FIPS | 24037 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 38.3 yrs ↓ 6% since 2019 |
|---|---|
| Avg Household Size | 2.76 |
| Below Poverty | 3.9% ▼ 61% below avg |
| College Grads | 50.2% ▲ 29% above avg |
| Unemployment | 4.2% ▼ 15% below avg |
| No HS Diploma | 78 (0.8%) |
| HS Graduate | 2,830 (29.3%) |
| Some College | 876 (9.1%) |
| Associates | 1,036 (10.7%) |
| Bachelors | 657 (6.8%) |
| Graduate Degree | 4,196 (43.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $139,688 ▲ 83% above avg ↑ 52% since 2019 |
|---|---|
| Median Home Value | $464,000 ▲ 66% above avg ↑ 25% since 2019 |
| Home/Income Ratio | 3.3x (nat avg ~3.5x) |
| Median Rent | $1,726/mo ↑ 56% since 2019 |
| Total Units | 6,158 |
| Vacant Units | 514 |
| Avg HH Size | 2.76 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 6,158 |
|---|---|
| Vacant | 514 |
| Owner Occupied | 75.9% |
| Renter Occupied | 24.1% |
| Avg HH Size | 2.76 |
ZIP code 20650 is located in Leonardtown, Maryland, within St. Mary's County. With a population of 15,979, this is a moderately populated ZIP code with a middle-aged community — the median age is 38.3 years. Economically, 20650 is a upper-middle-income ZIP code: the median household income of $139,688 is significantly above the national average.
Real estate in ZIP code 20650 represents a premium housing market. The median home value of $464,000 is significantly above the national average. Renters can expect to pay around $1,726 per month in median rent. Homeownership is strong here — 75.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 25% since 2019.
The population of 20650 is primarily White (76.55%). Residents are well-educated — 50.2% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 3.9%. Household income has grown by 52% since 2019.
The unemployment rate in 20650 stands at 4.2%, which is below the national average. About 16% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 76%.
Overall, ZIP code 20650 in Leonardtown, MD is characterized as upper-middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 15,979 residents, a median household income of $139,688, and a median home value of $464,000, it offers a clear picture of life in this part of Maryland.