| ZIP Code | 20640 |
|---|---|
| City | Indian Head |
| State | Maryland (MD) |
| County | Charles County |
| Area Code | 227/240/301 |
| Elevation | 69 ft |
| Latitude | 38.526733 |
|---|---|
| Longitude | -77.201604 |
| Timezone | New York (DST) |
| FIPS | 24017 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 38.5 yrs ↑ 5% since 2019 |
|---|---|
| Avg Household Size | 2.55 |
| Below Poverty | 7.3% ▼ 27% below avg |
| College Grads | 33.5% ▼ 14% below avg |
| Unemployment | 3.7% ▼ 25% below avg |
| No HS Diploma | 194 (2.9%) |
| HS Graduate | 2,529 (38.1%) |
| Some College | 543 (8.2%) |
| Associates | 1,150 (17.3%) |
| Bachelors | 550 (8.3%) |
| Graduate Degree | 1,675 (25.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $95,560 ▲ 25% above avg ↑ 26% since 2019 |
|---|---|
| Median Home Value | $307,900 ▲ 10% above avg ↑ 29% since 2019 |
| Home/Income Ratio | 3.2x (nat avg ~3.5x) |
| Median Rent | $1,752/mo ↑ 16% since 2019 |
| Total Units | 4,272 |
| Vacant Units | 300 |
| Avg HH Size | 2.55 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 4,272 |
|---|---|
| Vacant | 300 |
| Owner Occupied | 78.7% |
| Renter Occupied | 21.4% |
| Avg HH Size | 2.55 |
ZIP code 20640 is located in Indian Head, Maryland, within Charles County. With a population of 10,254, this is a lightly populated ZIP code with a middle-aged community — the median age is 38.5 years. Economically, 20640 is a middle-income ZIP code: the median household income of $95,560 is above the national average.
Real estate in ZIP code 20640 represents a mid-range housing market. The median home value of $307,900 is near the national average. Renters can expect to pay around $1,752 per month in median rent. Homeownership is strong here — 78.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 29% since 2019.
The population of 20640 is majority Black (50.53%). Residents are moderately educated — 33.5% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 7.3%. Household income has grown by 26% since 2019.
The unemployment rate in 20640 stands at 3.7%, which is below the national average. About 13% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 73%.
Overall, ZIP code 20640 in Indian Head, MD is characterized as middle-income, moderately educated, a middle-aged community, and predominantly owner-occupied. With 10,254 residents, a median household income of $95,560, and a median home value of $307,900, it offers a clear picture of life in this part of Maryland.