City

Spencer, TN

1 ZIP code  ·  Van Buren County  ·  Tennessee

👥4,550Population
💰$51,458Median HH Income▼ 33% below avg
🎂42.3Median Age
🏠$137,500Median Home Value▼ 51% below avg
🎓25.2%College Grads▼ 35% below avg
📊3.6%Unemployment▼ 26% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 50.0% Female 50.0% ♀

Race & Ethnicity

White: 94.5%Hispanic: 0.5%Black: 0.1%Other: 4.6%Race
White94.5%
Hispanic0.5%
Black0.1%
Other4.6%

Age Breakdown

Under 5
8%
5–17
19%
18–24
5%
25–44
20%
45–64
27%
65+
12%

Key Indicators

Median Age42.3 yrs
Avg HH Size2.62
Below Poverty15.4% ▲ 54% above avg
College Grads25.2% ▼ 35% below avg
Unemployment3.6% ▼ 26% below avg
No HS Diploma34 (1.3%)
HS Graduate1,170 (44.8%)
Some College389 (14.9%)
Associates358 (13.7%)
Bachelors292 (11.2%)
Graduate Degree366 (14%)

Education

No HS: 1.3%HS Grad: 44.8%Some College: 14.9%Associates: 13.7%Bachelors: 11.2%Graduate: 14%Edu
No HS1.3%
HS Grad44.8%
Some College14.9%
Associates13.7%
Bachelors11.2%
Graduate14.0%
Housing & Income

Housing Tenure

Owner: 80.3%Renter: 19.7%Tenure
Owner80.3%
Renter19.7%

Home Value Distribution

Under $50k
11%
$50k–$100k
20%
$100k–$150k
23%
$150k–$200k
15%
$200k–$300k
17%
$300k–$500k
10%
Over $500k
4%

Financials

Median HH Income$51,458 ▼ 33% below avg
Median Home Value$137,500 ▼ 51% below avg
Home/Income Ratio2.7x (nat avg ~3.5x)
Median Rent$705/mo
Total Housing Units1,962
Vacant Units261

Income Distribution

Under $25k
24%
$25k–$50k
23%
$50k–$75k
21%
$75k–$100k
8%
$100k–$150k
16%
$150k–$200k
5%
Over $200k
2%
Employment & Commute

How People Get to Work

Drove Alone
90%
Walked
5%
Work From Home
5%

Commute Time

Under 15 min
26%
15–30 min
15%
30–45 min
35%
Over 45 min
23%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
6%
1960s–1970s
22%
1980s–1990s
12%
2000+
60%
About Spencer, TN

Spencer is a city in Tennessee, located in Van Buren County. The city spans 1 ZIP code and is home to approximately 4,550 residents. It is a middle-aged city, with a median age of 42.3 years.

Economically, Spencer is a working-class community. The median household income of $51,458 is below the national average. Approximately 15.4% of residents live below the poverty line. The unemployment rate is 3.6%, below the national average.

The real estate market in Spencer is one of the more affordable housing markets in the country. Median home values stand at $137,500, which is well below the national average. Renters typically pay around $705 per month. Homeownership is high at 80.3%, typical of suburban and family-oriented communities.

The population of Spencer is moderately educated. 25.2% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (94.53%).

Spencer, TN offers residents a cost-conscious lifestyle within Tennessee.

ZIP Codes in Spencer
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
38585 4,550 $51,458 $137,500 $705 3.6% 25.2% 80.3%