City

Oliver Springs, TN

1 ZIP code  ·  Morgan County  ·  Tennessee

👥10,402Population
💰$60,064Median HH Income▼ 21% below avg
🎂41.7Median Age
🏠$185,100Median Home Value▼ 34% below avg
🎓30.2%College Grads▼ 22% below avg
📊7.0%Unemployment▲ 43% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 52.1% Female 47.9% ♀

Race & Ethnicity

White: 94.5%Hispanic: 0.5%Asian: 0.1%Other: 3.9%Race
White94.5%
Hispanic0.5%
Asian0.1%
Other3.9%

Age Breakdown

Under 5
4%
5–17
21%
18–24
6%
25–44
22%
45–64
25%
65+
8%

Key Indicators

Median Age41.7 yrs
Avg HH Size2.60
Below Poverty15.1% ▲ 51% above avg
College Grads30.2% ▼ 22% below avg
Unemployment7.0% ▲ 43% above avg
No HS Diploma122 (1.9%)
HS Graduate2,204 (34.1%)
Some College1,119 (17.3%)
Associates1,064 (16.5%)
Bachelors857 (13.3%)
Graduate Degree1,089 (16.9%)

Education

No HS: 1.9%HS Grad: 34.1%Some College: 17.3%Associates: 16.5%Bachelors: 13.3%Graduate: 16.9%Edu
No HS1.9%
HS Grad34.1%
Some College17.3%
Associates16.5%
Bachelors13.3%
Graduate16.9%
Housing & Income

Housing Tenure

Owner: 76.7%Renter: 23.3%Tenure
Owner76.7%
Renter23.3%

Home Value Distribution

Under $50k
10%
$50k–$100k
10%
$100k–$150k
19%
$150k–$200k
18%
$200k–$300k
28%
$300k–$500k
13%
Over $500k
1%

Financials

Median HH Income$60,064 ▼ 21% below avg
Median Home Value$185,100 ▼ 34% below avg
Home/Income Ratio3.1x (nat avg ~3.5x)
Median Rent$630/mo
Total Housing Units4,189
Vacant Units193

Income Distribution

Under $25k
21%
$25k–$50k
22%
$50k–$75k
15%
$75k–$100k
14%
$100k–$150k
17%
$150k–$200k
7%
Over $200k
5%
Employment & Commute

How People Get to Work

Drove Alone
95%
Work From Home
5%

Commute Time

Under 15 min
14%
15–30 min
37%
30–45 min
20%
Over 45 min
29%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
10%
1960s–1970s
20%
1980s–1990s
14%
2000+
55%
About Oliver Springs, TN

Oliver Springs is a city in Tennessee, located in Morgan County. The city spans 1 ZIP code and is home to approximately 10,402 residents. It is a middle-aged city, with a median age of 41.7 years.

Economically, Oliver Springs is a solidly middle-class community. The median household income of $60,064 is below the national average. Approximately 15.1% of residents live below the poverty line. The unemployment rate is 7.0%, above the national average.

The real estate market in Oliver Springs is an affordable housing market. Median home values stand at $185,100, which is below the national average. Renters typically pay around $630 per month. Homeownership is high at 76.7%, typical of suburban and family-oriented communities.

The population of Oliver Springs is moderately educated. 30.2% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (94.53%).

Oliver Springs, TN offers residents a cost-conscious lifestyle within Tennessee.

ZIP Codes in Oliver Springs
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
37840 10,402 $60,064 $185,100 $630 7.0% 30.2% 76.7%