City

Loretto, TN

1 ZIP code  ·  Lawrence County  ·  Tennessee

👥4,608Population
💰$62,903Median HH Income▼ 18% below avg
🎂40.9Median Age
🏠$161,900Median Home Value▼ 42% below avg
🎓32.8%College Grads▼ 15% below avg
📊2.8%Unemployment▼ 44% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 50.0% Female 50.0% ♀

Race & Ethnicity

White: 93.5%Hispanic: 1.7%Other: 4.8%Race
White93.5%
Hispanic1.7%
Other4.8%

Age Breakdown

Under 5
6%
5–17
20%
18–24
6%
25–44
23%
45–64
27%
65+
10%

Key Indicators

Median Age40.9 yrs
Avg HH Size2.77
Below Poverty13.6% ▲ 36% above avg
College Grads32.8% ▼ 15% below avg
Unemployment2.8% ▼ 44% below avg
No HS Diploma54 (2%)
HS Graduate1,121 (40.6%)
Some College428 (15.5%)
Associates253 (9.2%)
Bachelors321 (11.6%)
Graduate Degree584 (21.2%)

Education

No HS: 2%HS Grad: 40.6%Some College: 15.5%Associates: 9.2%Bachelors: 11.6%Graduate: 21.2%Edu
No HS2.0%
HS Grad40.6%
Some College15.5%
Associates9.2%
Bachelors11.6%
Graduate21.2%
Housing & Income

Housing Tenure

Owner: 86.8%Renter: 13.2%Tenure
Owner86.8%
Renter13.2%

Home Value Distribution

Under $50k
10%
$50k–$100k
20%
$100k–$150k
16%
$150k–$200k
14%
$200k–$300k
19%
$300k–$500k
13%
Over $500k
7%

Financials

Median HH Income$62,903 ▼ 18% below avg
Median Home Value$161,900 ▼ 42% below avg
Home/Income Ratio2.6x (nat avg ~3.5x)
Median Rent$680/mo
Total Housing Units1,776
Vacant Units113

Income Distribution

Under $25k
20%
$25k–$50k
18%
$50k–$75k
22%
$75k–$100k
12%
$100k–$150k
16%
$150k–$200k
7%
Over $200k
5%
Employment & Commute

How People Get to Work

Drove Alone
95%
Public Transit
1%
Walked
0%
Work From Home
4%

Commute Time

Under 15 min
24%
15–30 min
40%
30–45 min
22%
Over 45 min
14%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
12%
1960s–1970s
15%
1980s–1990s
16%
2000+
57%
About Loretto, TN

Loretto is a city in Tennessee, located in Lawrence County. The city spans 1 ZIP code and is home to approximately 4,608 residents. It is a middle-aged city, with a median age of 40.9 years.

Economically, Loretto is a solidly middle-class community. The median household income of $62,903 is below the national average. Approximately 13.6% of residents live below the poverty line. The unemployment rate is 2.8%, below the national average.

The real estate market in Loretto is an affordable housing market. Median home values stand at $161,900, which is below the national average. Renters typically pay around $680 per month. Homeownership is high at 86.8%, typical of suburban and family-oriented communities.

The population of Loretto is moderately educated. 32.8% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (93.51%).

Loretto, TN offers residents a cost-conscious lifestyle within Tennessee.

ZIP Codes in Loretto
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
38469 4,608 $62,903 $161,900 $680 2.8% 32.8% 86.8%