City

Waterloo, SC

1 ZIP code  ·  Laurens County  ·  South Carolina

👥3,440Population
💰$50,587Median HH Income▼ 34% below avg
🎂52.6Median Age
🏠$148,600Median Home Value▼ 47% below avg
🎓34.2%College Grads▼ 12% below avg
📊4.6%Unemployment≈ Avg
People & Population (ACS 2023 — weighted avg)
♂ Male 45.9% Female 54.1% ♀

Race & Ethnicity

White: 77.2%Hispanic: 1%Black: 14.9%Asian: 0.9%Other: 5.6%Race
White77.2%
Hispanic1.0%
Black14.9%
Asian0.9%
Other5.6%

Age Breakdown

Under 5
7%
5–17
9%
18–24
7%
25–44
17%
45–64
36%
65+
13%

Key Indicators

Median Age52.6 yrs
Avg HH Size2.19
Below Poverty22.7% ▲ 127% above avg
College Grads34.2% ▼ 12% below avg
Unemployment4.6% ≈ Avg
No HS Diploma88 (3.8%)
HS Graduate786 (34.1%)
Some College335 (14.5%)
Associates310 (13.4%)
Bachelors260 (11.3%)
Graduate Degree528 (22.9%)

Education

No HS: 3.8%HS Grad: 34.1%Some College: 14.5%Associates: 13.4%Bachelors: 11.3%Graduate: 22.9%Edu
No HS3.8%
HS Grad34.1%
Some College14.5%
Associates13.4%
Bachelors11.3%
Graduate22.9%
Housing & Income

Housing Tenure

Owner: 84.4%Renter: 15.6%Tenure
Owner84.4%
Renter15.6%

Home Value Distribution

Under $50k
17%
$50k–$100k
21%
$100k–$150k
13%
$150k–$200k
15%
$200k–$300k
17%
$300k–$500k
12%
Over $500k
6%

Financials

Median HH Income$50,587 ▼ 34% below avg
Median Home Value$148,600 ▼ 47% below avg
Home/Income Ratio2.9x (nat avg ~3.5x)
Median Rent$641/mo
Total Housing Units2,576
Vacant Units1,005

Income Distribution

Under $25k
25%
$25k–$50k
22%
$50k–$75k
24%
$75k–$100k
6%
$100k–$150k
14%
$150k–$200k
5%
Over $200k
3%
Employment & Commute

How People Get to Work

Drove Alone
91%
Work From Home
9%

Commute Time

Under 15 min
11%
15–30 min
43%
30–45 min
25%
Over 45 min
21%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
12%
1960s–1970s
8%
1980s–1990s
24%
2000+
55%
About Waterloo, SC

Waterloo is a city in South Carolina, located in Laurens County. The city spans 1 ZIP code and is home to approximately 3,440 residents. It is a mature city, with a median age of 52.6 years.

Economically, Waterloo is a working-class community. The median household income of $50,587 is below the national average. Approximately 22.7% of residents live below the poverty line. The unemployment rate is 4.6%, near the national average.

The real estate market in Waterloo is one of the more affordable housing markets in the country. Median home values stand at $148,600, which is below the national average. Renters typically pay around $641 per month. Homeownership is high at 84.4%, typical of suburban and family-oriented communities.

The population of Waterloo is moderately educated. 34.2% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (77.18%).

Waterloo, SC offers residents a cost-conscious lifestyle within South Carolina.

ZIP Codes in Waterloo
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
29384 3,440 $50,587 $148,600 $641 4.6% 34.2% 84.4%