City

Pontotoc, MS

1 ZIP code  ·  Pontotoc County  ·  Mississippi

👥18,849Population
💰$51,113Median HH Income▼ 33% below avg
🎂36.6Median Age
🏠$138,900Median Home Value▼ 50% below avg
🎓36.8%College Grads≈ Avg
📊3.4%Unemployment▼ 30% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 46.9% Female 53.1% ♀

Race & Ethnicity

White: 72.1%Hispanic: 7%Black: 16.7%Other: 3.7%Race
White72.1%
Hispanic7.0%
Black16.7%
Other3.7%

Age Breakdown

Under 5
6%
5–17
21%
18–24
6%
25–44
26%
45–64
25%
65+
7%

Key Indicators

Median Age36.6 yrs
Avg HH Size2.64
Below Poverty13.1% ▲ 31% above avg
College Grads36.8% ≈ Avg
Unemployment3.4% ▼ 30% below avg
No HS Diploma274 (2.5%)
HS Graduate3,286 (30.1%)
Some College1,556 (14.3%)
Associates1,781 (16.3%)
Bachelors1,657 (15.2%)
Graduate Degree2,350 (21.6%)

Education

No HS: 2.5%HS Grad: 30.1%Some College: 14.3%Associates: 16.3%Bachelors: 15.2%Graduate: 21.6%Edu
No HS2.5%
HS Grad30.1%
Some College14.3%
Associates16.3%
Bachelors15.2%
Graduate21.6%
Housing & Income

Housing Tenure

Owner: 67.6%Renter: 32.4%Tenure
Owner67.6%
Renter32.4%

Home Value Distribution

Under $50k
12%
$50k–$100k
19%
$100k–$150k
23%
$150k–$200k
13%
$200k–$300k
21%
$300k–$500k
8%
Over $500k
2%

Financials

Median HH Income$51,113 ▼ 33% below avg
Median Home Value$138,900 ▼ 50% below avg
Home/Income Ratio2.7x (nat avg ~3.5x)
Median Rent$882/mo
Total Housing Units8,394
Vacant Units1,344

Income Distribution

Under $25k
20%
$25k–$50k
26%
$50k–$75k
17%
$75k–$100k
16%
$100k–$150k
12%
$150k–$200k
7%
Over $200k
2%
Employment & Commute

How People Get to Work

Drove Alone
98%
Walked
0%
Work From Home
2%

Commute Time

Under 15 min
32%
15–30 min
29%
30–45 min
27%
Over 45 min
13%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
7%
1960s–1970s
15%
1980s–1990s
20%
2000+
57%
About Pontotoc, MS

Pontotoc is a city in Mississippi, located in Pontotoc County. The city spans 1 ZIP code and is home to approximately 18,849 residents. It is a relatively young city, with a median age of 36.6 years.

Economically, Pontotoc is a working-class community. The median household income of $51,113 is below the national average. Approximately 13.1% of residents live below the poverty line. The unemployment rate is 3.4%, below the national average.

The real estate market in Pontotoc is one of the more affordable housing markets in the country. Median home values stand at $138,900, which is well below the national average. Renters typically pay around $882 per month. Homeownership is high at 67.6%, typical of suburban and family-oriented communities.

The population of Pontotoc is moderately educated. 36.8% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (72.06%).

Pontotoc, MS offers residents a cost-conscious lifestyle within Mississippi.

ZIP Codes in Pontotoc
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
38863 18,849 $51,113 $138,900 $882 3.4% 36.8% 67.6%