City

Monticello, MS

1 ZIP code  ·  Lawrence County  ·  Mississippi

👥4,589Population
💰$41,053Median HH Income▼ 46% below avg
🎂39.0Median Age
🏠$108,800Median Home Value▼ 61% below avg
🎓28.0%College Grads▼ 28% below avg
📊20.6%Unemployment▲ 321% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 43.8% Female 56.2% ♀

Race & Ethnicity

White: 62%Hispanic: 3.3%Black: 32.3%Asian: 0.2%Other: 1.8%Race
White62.0%
Hispanic3.3%
Black32.3%
Asian0.2%
Other1.8%

Age Breakdown

Under 5
10%
5–17
13%
18–24
8%
25–44
26%
45–64
24%
65+
8%

Key Indicators

Median Age39.0 yrs
Avg HH Size2.65
Below Poverty21.4% ▲ 114% above avg
College Grads28.0% ▼ 28% below avg
Unemployment20.6% ▲ 321% above avg
No HS Diploma116 (4.4%)
HS Graduate957 (35.9%)
Some College296 (11.1%)
Associates549 (20.6%)
Bachelors320 (12%)
Graduate Degree427 (16%)

Education

No HS: 4.4%HS Grad: 35.9%Some College: 11.1%Associates: 20.6%Bachelors: 12%Graduate: 16%Edu
No HS4.4%
HS Grad35.9%
Some College11.1%
Associates20.6%
Bachelors12.0%
Graduate16.0%
Housing & Income

Housing Tenure

Owner: 76.4%Renter: 23.6%Tenure
Owner76.4%
Renter23.6%

Home Value Distribution

Under $50k
15%
$50k–$100k
28%
$100k–$150k
32%
$150k–$200k
7%
$200k–$300k
6%
$300k–$500k
10%
Over $500k
2%

Financials

Median HH Income$41,053 ▼ 46% below avg
Median Home Value$108,800 ▼ 61% below avg
Home/Income Ratio2.7x (nat avg ~3.5x)
Median Rent$711/mo
Total Housing Units2,487
Vacant Units769

Income Distribution

Under $25k
30%
$25k–$50k
31%
$50k–$75k
15%
$75k–$100k
6%
$100k–$150k
9%
$150k–$200k
6%
Over $200k
3%
Employment & Commute

How People Get to Work

Drove Alone
100%
Work From Home
0%

Commute Time

Under 15 min
39%
15–30 min
11%
30–45 min
22%
Over 45 min
28%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
10%
1960s–1970s
29%
1980s–1990s
8%
2000+
52%
About Monticello, MS

Monticello is a city in Mississippi, located in Lawrence County. The city spans 1 ZIP code and is home to approximately 4,589 residents. It is a middle-aged city, with a median age of 39 years.

Economically, Monticello is a working-class community. The median household income of $41,053 is below the national average. Approximately 21.4% of residents live below the poverty line. The unemployment rate is 20.6%, more than double the national average.

The real estate market in Monticello is one of the more affordable housing markets in the country. Median home values stand at $108,800, which is well below the national average. Renters typically pay around $711 per month. Homeownership is high at 76.4%, typical of suburban and family-oriented communities.

The population of Monticello is moderately educated. 28.0% of adults hold a bachelor's degree or higher — below the national average. The community is majority White (61.97%).

Monticello, MS offers residents a cost-conscious lifestyle within Mississippi.

ZIP Codes in Monticello
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
39654 4,589 $41,053 $108,800 $711 20.6% 28.0% 76.4%