County

Clay County, MS

4 ZIP codes  ·  4 cities  ·  Mississippi

👥16,632Population
💰$39,313Median HH Income▼ 48% below avg
🎂40.4Median Age
🏠$125,915Median Home Value▼ 55% below avg
🎓36.3%College Grads≈ Avg
📊7.1%Unemployment▲ 45% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 46.8% Female 53.2% ♀

Race & Ethnicity

White: 41.1%Hispanic: 0.2%Black: 56.8%Asian: 0.4%Other: 1.6%Race
White41.1%
Hispanic0.2%
Black56.8%
Asian0.4%
Other1.6%

Age Breakdown

Under 5
6%
5–17
17%
18–24
7%
25–44
24%
45–64
25%
65+
10%

Key Indicators

Median Age40.4 yrs
Avg HH Size2.29
Below Poverty23.5% ▲ 135% above avg
College Grads36.3% ≈ Avg
Unemployment7.1% ▲ 45% above avg
No HS Diploma112 (1.1%)
HS Graduate3,238 (32.3%)
Some College1,376 (13.7%)
Associates1,674 (16.7%)
Bachelors1,427 (14.2%)
Graduate Degree2,190 (21.9%)

Education

No HS: 1.1%HS Grad: 32.3%Some College: 13.7%Associates: 16.7%Bachelors: 14.2%Graduate: 21.9%Edu
No HS1.1%
HS Grad32.3%
Some College13.7%
Associates16.7%
Bachelors14.2%
Graduate21.9%
Housing & Income

Housing Tenure

Owner: 69%Renter: 31.1%Tenure
Owner69.0%
Renter31.1%

Home Value Distribution

Under $50k
12%
$50k–$100k
27%
$100k–$150k
16%
$150k–$200k
11%
$200k–$300k
21%
$300k–$500k
8%
Over $500k
5%

Financials

Median HH Income$39,313 ▼ 48% below avg
Median Home Value$125,914 ▼ 55% below avg
Home/Income Ratio3.2x (nat avg ~3.5x)
Median Rent$719/mo
Total Housing Units8,354
Vacant Units1,223

Income Distribution

Under $25k
34%
$25k–$50k
20%
$50k–$75k
17%
$75k–$100k
14%
$100k–$150k
9%
$150k–$200k
3%
Over $200k
2%
Employment & Commute

How People Get to Work

Drove Alone
91%
Walked
0%
Work From Home
9%

Commute Time

Under 15 min
39%
15–30 min
40%
30–45 min
12%
Over 45 min
8%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
12%
1960s–1970s
14%
1980s–1990s
15%
2000+
57%
About Clay County, MS

Clay County is located in Mississippi and encompasses 4 ZIP codes spanning 4 cities and communities. The county has an estimated population of 16,632 residents. With a median age of 40.43, it is a middle-aged county.

Clay County has a lower-income economic profile. The median household income of $39,313 is below the national average. Unemployment stands at 7.1%, above the national average. The poverty rate of 23.5% is significantly above the national average, indicating economic challenges.

Housing in Clay County is one of the more affordable housing markets in the country, with a median home value of $125,914 — well below the national average. Monthly median rent is approximately $719. Homeownership rates are high at 69.0%, reflecting a largely residential, stable population.

The residents of Clay County are majority Black (56.75%). Educational attainment is moderately educated — 36.3% of adults hold a bachelor's degree or higher, near the national average.

Clay County, MS is a lower-income area in Mississippi. The 4 ZIP codes within the county each have their own character — browse the full list below to find the right community, whether you're looking for affordable housing, strong schools, or economic opportunity.

ZIP Codes in Clay County
ZIPCityPopulationMedian IncomeMedian HomeMedian RentUnemp.College
39741 Cedarbluff 1,227 $49,048 $96,900 $628 0.0% 20.2%
39755 Pheba 634 $29,770 $126,500 0.0% 43.9%
39773 West Point 14,771 $38,914 $128,300 $727 8.0% 37.3%