| ZIP Code | 96781 |
|---|---|
| City | Papaikou |
| State | Hawaii (HI) |
| County | Hawaii County |
| Area Code | 808 |
| Elevation | 3,090 ft |
| Latitude | 19.805841 |
|---|---|
| Longitude | -155.200161 |
| Timezone | Honolulu |
| FIPS | 15001 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 46.4 yrs ↑ 9% since 2019 |
|---|---|
| Avg Household Size | 2.94 |
| Below Poverty | 9.5% ≈ Avg |
| College Grads | 31.5% ▼ 19% below avg |
| Unemployment | 2.6% ▼ 47% below avg |
| No HS Diploma | 20 (1.4%) |
| HS Graduate | 487 (33.7%) |
| Some College | 277 (19.2%) |
| Associates | 206 (14.3%) |
| Bachelors | 189 (13.1%) |
| Graduate Degree | 266 (18.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $94,083 ▲ 23% above avg ↑ 65% since 2019 |
|---|---|
| Median Home Value | $787,700 ▲ 183% above avg ↑ 193% since 2019 |
| Home/Income Ratio | 8.4x (nat avg ~3.5x) |
| Median Rent | $1,495/mo ↑ 59% since 2019 |
| Total Units | 888 |
| Vacant Units | 209 |
| Avg HH Size | 2.94 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 888 |
|---|---|
| Vacant | 209 |
| Owner Occupied | 83.4% |
| Renter Occupied | 16.6% |
| Avg HH Size | 2.94 |
ZIP code 96781 is located in Papaikou, Hawaii, within Hawaii County. With a population of 1,993, this is a sparsely populated ZIP code with a mature community — the median age is 46.4 years. Economically, 96781 is a middle-income ZIP code: the median household income of $94,083 is above the national average.
Real estate in ZIP code 96781 represents a premium housing market. The median home value of $787,700 is more than double the national average. Renters can expect to pay around $1,495 per month in median rent. Homeownership is strong here — 83.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 193% since 2019.
The population of 96781 is racially diverse, with Asian as the largest group at 28.7%. Residents are moderately educated — 31.5% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 9.5%. Household income has grown by 65% since 2019.
The unemployment rate in 96781 stands at 2.6%, which is below the national average. About 16% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 59%.
Overall, ZIP code 96781 in Papaikou, HI is characterized as middle-income, moderately educated, a mature community, and predominantly owner-occupied. With 1,993 residents, a median household income of $94,083, and a median home value of $787,700, it offers a clear picture of life in this part of Hawaii.