| ZIP Code | 96746 |
|---|---|
| City | Kapaa |
| State | Hawaii (HI) |
| County | Kauai County |
| Area Code | 808 |
| Elevation | 2,106 ft |
| Latitude | 22.092807 |
|---|---|
| Longitude | -159.3525 |
| Timezone | Honolulu |
| FIPS | 15007 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 45.4 yrs ↑ 3% since 2019 |
|---|---|
| Avg Household Size | 3.01 |
| Below Poverty | 8.7% ▼ 13% below avg |
| College Grads | 43.7% ▲ 13% above avg |
| Unemployment | 3.4% ▼ 31% below avg |
| No HS Diploma | 37 (0.3%) |
| HS Graduate | 3,907 (26.8%) |
| Some College | 2,045 (14%) |
| Associates | 2,219 (15.2%) |
| Bachelors | 1,592 (10.9%) |
| Graduate Degree | 4,768 (32.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $89,681 ▲ 18% above avg |
|---|---|
| Median Home Value | $830,500 ▲ 198% above avg ↑ 47% since 2019 |
| Home/Income Ratio | 9.3x (nat avg ~3.5x) |
| Median Rent | $2,053/mo ↑ 40% since 2019 |
| Total Units | 8,178 |
| Vacant Units | 1,386 |
| Avg HH Size | 3.01 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 8,178 |
|---|---|
| Vacant | 1,386 |
| Owner Occupied | 68.3% |
| Renter Occupied | 31.7% |
| Avg HH Size | 3.01 |
ZIP code 96746 is located in Kapaa, Hawaii, within Kauai County. With a population of 20,566, this is a moderately populated ZIP code with a mature community — the median age is 45.4 years. Economically, 96746 is a middle-income ZIP code: the median household income of $89,681 is above the national average.
Real estate in ZIP code 96746 represents among the most expensive housing markets in the country. The median home value of $830,500 is more than double the national average. Renters can expect to pay around $2,053 per month in median rent. Homeownership is strong here — 68.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 47% since 2019.
The population of 96746 is racially diverse, with White as the largest group at 37.6%. Residents are well-educated — 43.7% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 8.7%.
The unemployment rate in 96746 stands at 3.4%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 74%.
Overall, ZIP code 96746 in Kapaa, HI is characterized as middle-income, well-educated, a mature community, and predominantly owner-occupied. With 20,566 residents, a median household income of $89,681, and a median home value of $830,500, it offers a clear picture of life in this part of Hawaii.