| ZIP Code | 96704 |
|---|---|
| City | Captain Cook |
| State | Hawaii (HI) |
| County | Hawaii County |
| Area Code | 808 |
| Elevation | 6,250 ft |
| Latitude | 19.294365 |
|---|---|
| Longitude | -155.840633 |
| Timezone | Honolulu |
| FIPS | 15001 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 49.2 yrs ↑ 13% since 2019 |
|---|---|
| Avg Household Size | 3.09 |
| Below Poverty | 14.7% ▲ 47% above avg |
| College Grads | 44.4% ▲ 14% above avg |
| Unemployment | 6.8% ▲ 39% above avg |
| No HS Diploma | 19 (0.4%) |
| HS Graduate | 1,192 (22.2%) |
| Some College | 732 (13.6%) |
| Associates | 1,049 (19.5%) |
| Bachelors | 421 (7.8%) |
| Graduate Degree | 1,964 (36.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $95,492 ▲ 25% above avg ↑ 81% since 2019 |
|---|---|
| Median Home Value | $586,200 ▲ 110% above avg ↑ 22% since 2019 |
| Home/Income Ratio | 6.1x (nat avg ~3.5x) |
| Median Rent | $1,705/mo ↑ 34% since 2019 |
| Total Units | 3,367 |
| Vacant Units | 788 |
| Avg HH Size | 3.09 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 3,367 |
|---|---|
| Vacant | 788 |
| Owner Occupied | 72.2% |
| Renter Occupied | 27.8% |
| Avg HH Size | 3.09 |
ZIP code 96704 is located in Captain Cook, Hawaii, within Hawaii County. With a population of 7,975, this is a lightly populated ZIP code with a mature community — the median age is 49.2 years. Economically, 96704 is a middle-income ZIP code: the median household income of $95,492 is above the national average.
Real estate in ZIP code 96704 represents a premium housing market. The median home value of $586,200 is more than double the national average. Renters can expect to pay around $1,705 per month in median rent. Homeownership is strong here — 72.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 22% since 2019.
The population of 96704 is racially diverse, with White as the largest group at 44.8%. Residents are well-educated — 44.4% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 14.7%. Household income has grown by 81% since 2019.
The unemployment rate in 96704 stands at 6.8%, which is above the national average. About 22% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 57%.
Overall, ZIP code 96704 in Captain Cook, HI is characterized as middle-income, well-educated, a mature community, and predominantly owner-occupied. With 7,975 residents, a median household income of $95,492, and a median home value of $586,200, it offers a clear picture of life in this part of Hawaii.