US ZIP Code
54876

Stone Lake, WI

Sawyer County  ·  Wisconsin

● Active
👥 1,690 Population ↑ 28% since 2019
💰 $69,444 Median HH Income
▼ 9% below avg ↑ 25% since 2019
🎂 55.3 Median Age ↑ 4% since 2019
🏠 $262,900 Median Home Value
≈ Avg ↑ 35% since 2019
🎓 33.0% College Grads
▼ 15% below avg
📊 3.7% Unemployment
▼ 24% below avg ↑ 7% since 2019
ZIP Code Details
ZIP Code54876
CityStone Lake
StateWisconsin (WI)
CountySawyer County
Area Code715
Elevation1,328 ft
Latitude45.827511
Longitude-91.501096
TimezoneChicago (DST)
FIPS55113
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 51.6% (872) Female 48.4% (818) ♀

Race & Ethnicity

White: 78.5%Hispanic: 0.2%Black: 0.2%Asian: 0.9%Other: 4.8%Race
White78.5%
Hispanic0.2%
Black0.2%
Asian0.9%
Other4.8%

Age Breakdown

Under 5
4%
5–17
11%
18–24
7%
25–44
15%
45–64
33%
65+
12%

Key Indicators

Median Age55.3 yrs ↑ 4% since 2019
Avg Household Size2.24
Below Poverty8.7% ▼ 13% below avg
College Grads33.0% ▼ 15% below avg
Unemployment3.7% ▼ 24% below avg
No HS Diploma6 (0.5%)
HS Graduate458 (37%)
Some College148 (12%)
Associates217 (17.5%)
Bachelors107 (8.6%)
Graduate Degree301 (24.3%)

Education

No HS: 0.5%HS Grad: 37%Some College: 12%Associates: 17.5%Bachelors: 8.6%Graduate: 24.3%Edu
No HS0.5%
HS Grad37.0%
Some College12.0%
Associates17.5%
Bachelors8.6%
Graduate24.3%
Housing & Income

Housing Tenure

Owner: 83.8%Renter: 16.2%Tenure
Owner83.8%
Renter16.2%

Home Value Distribution

Under $50k
5%
$50k–100k
14%
$100k–150k
11%
$150k–200k
10%
$200k–300k
17%
$300k–500k
22%
Over $500k
21%

Financials

Median HH Income$69,444 ▼ 9% below avg ↑ 25% since 2019
Median Home Value$262,900 ≈ Avg ↑ 35% since 2019
Home/Income Ratio3.8x (nat avg ~3.5x)
Median Rent$915/mo ↑ 46% since 2019
Total Units1,964
Vacant Units1,212
Avg HH Size2.24

Income Distribution

Under $25k
16%
$25k–50k
17%
$50k–75k
17%
$75k–100k
21%
$100k–150k
14%
$150k–200k
4%
Over $200k
11%
Employment & Commute

How People Get to Work

Drove Alone
72%
Public Transit
7%
Walked
2%
Work From Home
19%

Commute Time

Under 15 min
25%
15–30 min
46%
30–45 min
17%
Over 45 min
13%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
6%
1960s–1970s
17%
1980s–1990s
19%
2000+
56%

Summary

Total Units1,964
Vacant1,212
Owner Occupied83.8%
Renter Occupied16.2%
Avg HH Size2.24
Frequently Asked Questions
ZIP code 54876 is in Stone Lake, WI, in Sawyer County.
ZIP code 54876 is located in Wisconsin (WI).
ZIP code 54876 is in Sawyer County, WI.
ZIP 54876 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 54876 is 1,690 people (ACS 2023).
The median household income in ZIP code 54876 is $69,444 (ACS 2023).
The median home value in ZIP 54876 is $262,900 (ACS 2023).
About ZIP Code 54876

ZIP code 54876 is located in Stone Lake, Wisconsin, within Sawyer County. With a population of 1,690, this is a sparsely populated ZIP code with an older community — the median age is 55.3 years. Economically, 54876 is a solidly middle-class ZIP code: the median household income of $69,444 is near the national average.

Real estate in ZIP code 54876 represents a mid-range housing market. The median home value of $262,900 is near the national average. Renters can expect to pay around $915 per month in median rent. Homeownership is strong here — 83.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 35% since 2019.

The population of 54876 is primarily White (78.46%). Residents are moderately educated — 33.0% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 8.7%. Household income has grown by 25% since 2019.

The unemployment rate in 54876 stands at 3.7%, which is below the national average. About 17% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 65%.

Overall, ZIP code 54876 in Stone Lake, WI is characterized as solidly middle-class, moderately educated, an older community, and predominantly owner-occupied. With 1,690 residents, a median household income of $69,444, and a median home value of $262,900, it offers a clear picture of life in this part of Wisconsin.