| ZIP Code | 54540 |
|---|---|
| City | Land O Lakes |
| State | Wisconsin (WI) |
| County | Vilas County |
| Area Code | 715 |
| Elevation | 1,744 ft |
| Latitude | 46.154791 |
|---|---|
| Longitude | -89.372738 |
| Timezone | Chicago (DST) |
| FIPS | 55125 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 60.9 yrs ↑ 2% since 2019 |
|---|---|
| Avg Household Size | 2.12 |
| Below Poverty | 4.6% ▼ 54% below avg |
| College Grads | 43.5% ▲ 12% above avg |
| Unemployment | 3.8% ▼ 22% below avg |
| HS Graduate | 196 (24.8%) |
| Some College | 95 (12%) |
| Associates | 156 (19.7%) |
| Bachelors | 96 (12.1%) |
| Graduate Degree | 248 (31.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $63,438 ▼ 17% below avg ↑ 45% since 2019 |
|---|---|
| Median Home Value | $223,800 ▼ 20% below avg ↑ 21% since 2019 |
| Home/Income Ratio | 3.5x (nat avg ~3.5x) |
| Median Rent | $779/mo ↑ 10% since 2019 |
| Total Units | 1,506 |
| Vacant Units | 1,042 |
| Avg HH Size | 2.12 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,506 |
|---|---|
| Vacant | 1,042 |
| Owner Occupied | 88.8% |
| Renter Occupied | 11.2% |
| Avg HH Size | 2.12 |
ZIP code 54540 is located in Land O Lakes, Wisconsin, within Vilas County. With a population of 985, this is a sparsely populated ZIP code with an older community — the median age is 60.9 years. Economically, 54540 is a solidly middle-class ZIP code: the median household income of $63,438 is below the national average.
Real estate in ZIP code 54540 represents an affordable housing market. The median home value of $223,800 is below the national average. Renters can expect to pay around $779 per month in median rent. Homeownership is strong here — 88.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 21% since 2019.
The population of 54540 is primarily White (91.27%). Residents are well-educated — 43.5% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 4.6%. Household income has grown by 45% since 2019.
The unemployment rate in 54540 stands at 3.8%, which is below the national average. About 14% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 71%.
Overall, ZIP code 54540 in Land O Lakes, WI is characterized as solidly middle-class, well-educated, an older community, and predominantly owner-occupied. With 985 residents, a median household income of $63,438, and a median home value of $223,800, it offers a clear picture of life in this part of Wisconsin.