| ZIP Code | 53098 |
|---|---|
| City | Watertown |
| State | Wisconsin (WI) |
| County | Dodge County |
| Area Code | 274/920 |
| Elevation | 838 ft |
| Latitude | 43.253742 |
|---|---|
| Longitude | -88.710584 |
| Timezone | Chicago (DST) |
| FIPS | 55027 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 45.3 yrs ↑ 3% since 2019 |
|---|---|
| Avg Household Size | 2.48 |
| Below Poverty | 7.0% ▼ 30% below avg |
| College Grads | 29.1% ▼ 25% below avg |
| Unemployment | 4.6% ≈ Avg |
| No HS Diploma | 55 (0.7%) |
| HS Graduate | 3,408 (44.4%) |
| Some College | 910 (11.8%) |
| Associates | 1,073 (14%) |
| Bachelors | 849 (11.1%) |
| Graduate Degree | 1,387 (18.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $73,147 ≈ Avg ↑ 26% since 2019 |
|---|---|
| Median Home Value | $239,700 ▼ 14% below avg ↑ 37% since 2019 |
| Home/Income Ratio | 3.3x (nat avg ~3.5x) |
| Median Rent | $1,100/mo ↑ 21% since 2019 |
| Total Units | 4,753 |
| Vacant Units | 232 |
| Avg HH Size | 2.48 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 4,753 |
|---|---|
| Vacant | 232 |
| Owner Occupied | 67.8% |
| Renter Occupied | 32.2% |
| Avg HH Size | 2.48 |
ZIP code 53098 is located in Watertown, Wisconsin, within Dodge County. With a population of 11,505, this is a lightly populated ZIP code with a mature community — the median age is 45.3 years. Economically, 53098 is a solidly middle-class ZIP code: the median household income of $73,147 is near the national average.
Real estate in ZIP code 53098 represents an affordable housing market. The median home value of $239,700 is near the national average. Renters can expect to pay around $1,100 per month in median rent. Homeownership is strong here — 67.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 37% since 2019.
The population of 53098 is primarily White (87.21%). Residents are moderately educated — 29.1% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 7.0%. Household income has grown by 26% since 2019.
The unemployment rate in 53098 stands at 4.6%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 79%.
Overall, ZIP code 53098 in Watertown, WI is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 11,505 residents, a median household income of $73,147, and a median home value of $239,700, it offers a clear picture of life in this part of Wisconsin.