| ZIP Code | 39428 |
|---|---|
| City | Collins |
| State | Mississippi (MS) |
| County | Covington County |
| Area Code | 601/769 |
| Elevation | 312 ft |
| Latitude | 31.651051 |
|---|---|
| Longitude | -89.572839 |
| Timezone | Chicago (DST) |
| FIPS | 28031 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.9 yrs ↑ 11% since 2019 |
|---|---|
| Avg Household Size | 2.44 |
| Below Poverty | 17.4% ▲ 74% above avg |
| College Grads | 29.6% ▼ 24% below avg |
| Unemployment | 5.4% ▲ 10% above avg |
| No HS Diploma | 26 (0.5%) |
| HS Graduate | 1,774 (34%) |
| Some College | 737 (14.1%) |
| Associates | 1,136 (21.8%) |
| Bachelors | 648 (12.4%) |
| Graduate Degree | 893 (17.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $45,840 ▼ 40% below avg ↑ 39% since 2019 |
|---|---|
| Median Home Value | $99,500 ▼ 64% below avg ↑ 46% since 2019 |
| Home/Income Ratio | 2.2x (nat avg ~3.5x) |
| Median Rent | $642/mo ↓ 8% since 2019 |
| Total Units | 4,068 |
| Vacant Units | 650 |
| Avg HH Size | 2.44 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 4,068 |
|---|---|
| Vacant | 650 |
| Owner Occupied | 76.7% |
| Renter Occupied | 23.4% |
| Avg HH Size | 2.44 |
ZIP code 39428 is located in Collins, Mississippi, within Covington County. With a population of 8,626, this is a lightly populated ZIP code with a middle-aged community — the median age is 39.9 years. Economically, 39428 is a working-class ZIP code: the median household income of $45,840 is below the national average.
Real estate in ZIP code 39428 represents one of the more affordable housing markets in the country. The median home value of $99,500 is well below the national average. Renters can expect to pay around $642 per month in median rent. Homeownership is strong here — 76.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 46% since 2019.
The population of 39428 is majority White (56.57%). Residents are moderately educated — 29.6% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 17.4%. Household income has grown by 39% since 2019.
The unemployment rate in 39428 stands at 5.4%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 88%.
Overall, ZIP code 39428 in Collins, MS is characterized as working-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 8,626 residents, a median household income of $45,840, and a median home value of $99,500, it offers a clear picture of life in this part of Mississippi.