US ZIP Code
38860

Okolona, MS

Chickasaw County  ·  Mississippi

● Active
👥 6,313 Population
💰 $43,931 Median HH Income
▼ 42% below avg ↑ 28% since 2019
🎂 34.3 Median Age ↓ 8% since 2019
🏠 $101,100 Median Home Value
▼ 64% below avg ↑ 45% since 2019
🎓 21.9% College Grads
▼ 44% below avg
📊 3.5% Unemployment
▼ 28% below avg ↑ 56% since 2019
ZIP Code Details
ZIP Code38860
CityOkolona
StateMississippi (MS)
CountyChickasaw County
Area Code662
Elevation336 ft
Latitude33.976696
Longitude-88.759696
TimezoneChicago (DST)
FIPS28017
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 45.2% (2,854) Female 54.8% (3,459) ♀

Race & Ethnicity

White: 44.9%Black: 54.8%Other: 0.3%Race
White44.9%
Black54.8%
Other0.3%

Age Breakdown

Under 5
9%
5–17
20%
18–24
7%
25–44
28%
45–64
22%
65+
7%

Key Indicators

Median Age34.3 yrs ↓ 8% since 2019
Avg Household Size2.69
Below Poverty21.1% ▲ 111% above avg
College Grads21.9% ▼ 44% below avg
Unemployment3.5% ▼ 28% below avg
No HS Diploma61 (1.8%)
HS Graduate1,316 (39.3%)
Some College693 (20.7%)
Associates549 (16.4%)
Bachelors426 (12.7%)
Graduate Degree307 (9.2%)

Education

No HS: 1.8%HS Grad: 39.3%Some College: 20.7%Associates: 16.4%Bachelors: 12.7%Graduate: 9.2%Edu
No HS1.8%
HS Grad39.3%
Some College20.7%
Associates16.4%
Bachelors12.7%
Graduate9.2%
Housing & Income

Housing Tenure

Owner: 63.4%Renter: 36.6%Tenure
Owner63.4%
Renter36.6%

Home Value Distribution

Under $50k
20%
$50k–100k
29%
$100k–150k
25%
$150k–200k
14%
$200k–300k
9%
$300k–500k
2%

Financials

Median HH Income$43,931 ▼ 42% below avg ↑ 28% since 2019
Median Home Value$101,100 ▼ 64% below avg ↑ 45% since 2019
Home/Income Ratio2.3x (nat avg ~3.5x)
Median Rent$651/mo ↑ 14% since 2019
Total Units2,708
Vacant Units395
Avg HH Size2.69

Income Distribution

Under $25k
29%
$25k–50k
26%
$50k–75k
17%
$75k–100k
12%
$100k–150k
9%
$150k–200k
5%
Over $200k
1%
Employment & Commute

How People Get to Work

Drove Alone
96%
Walked
1%
Work From Home
3%

Commute Time

Under 15 min
16%
15–30 min
39%
30–45 min
27%
Over 45 min
18%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
10%
1960s–1970s
14%
1980s–1990s
15%
2000+
58%

Summary

Total Units2,708
Vacant395
Owner Occupied63.4%
Renter Occupied36.6%
Avg HH Size2.69
Frequently Asked Questions
ZIP code 38860 is in Okolona, MS, in Chickasaw County.
ZIP code 38860 is located in Mississippi (MS).
ZIP code 38860 is in Chickasaw County, MS.
ZIP 38860 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 38860 is 6,313 people (ACS 2023).
The median household income in ZIP code 38860 is $43,931 (ACS 2023).
The median home value in ZIP 38860 is $101,100 (ACS 2023).
About ZIP Code 38860

ZIP code 38860 is located in Okolona, Mississippi, within Chickasaw County. With a population of 6,313, this is a lightly populated ZIP code with a relatively young community — the median age is 34.3 years. Economically, 38860 is a working-class ZIP code: the median household income of $43,931 is below the national average.

Real estate in ZIP code 38860 represents one of the more affordable housing markets in the country. The median home value of $101,100 is well below the national average. Renters can expect to pay around $651 per month in median rent. Homeownership is strong here — 63.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 45% since 2019.

The population of 38860 is majority Black (54.84%). Residents are less-educated — 21.9% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 21.1%. Household income has grown by 28% since 2019.

The unemployment rate in 38860 stands at 3.5%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 91%.

Overall, ZIP code 38860 in Okolona, MS is characterized as working-class, less-educated, a relatively young community, and predominantly owner-occupied. With 6,313 residents, a median household income of $43,931, and a median home value of $101,100, it offers a clear picture of life in this part of Mississippi.