| ZIP Code | 38774 |
|---|---|
| City | Shelby |
| State | Mississippi (MS) |
| County | Bolivar County |
| Area Code | 662 |
| Elevation | 151 ft |
| Latitude | 33.965722 |
|---|---|
| Longitude | -90.767497 |
| Timezone | Chicago (DST) |
| FIPS | 28011 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.9 yrs ↑ 3% since 2019 |
|---|---|
| Avg Household Size | 2.24 |
| Below Poverty | 57.7% ▲ 477% above avg |
| College Grads | 39.3% ≈ Avg |
| Unemployment | 30.0% ▲ 513% above avg |
| HS Graduate | 199 (22%) |
| Some College | 72 (8%) |
| Associates | 277 (30.7%) |
| Bachelors | 167 (18.5%) |
| Graduate Degree | 188 (20.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $21,689 ▼ 72% below avg ↓ 21% since 2019 |
|---|---|
| Median Home Value | $82,400 ▼ 70% below avg ↑ 26% since 2019 |
| Home/Income Ratio | 3.8x (nat avg ~3.5x) |
| Median Rent | $654/mo ↑ 34% since 2019 |
| Total Units | 871 |
| Vacant Units | 110 |
| Avg HH Size | 2.24 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 871 |
|---|---|
| Vacant | 110 |
| Owner Occupied | 60.8% |
| Renter Occupied | 39.2% |
| Avg HH Size | 2.24 |
ZIP code 38774 is located in Shelby, Mississippi, within Bolivar County. With a population of 1,769, this is a sparsely populated ZIP code with a middle-aged community — the median age is 41.9 years. Economically, 38774 is a lower-income ZIP code: the median household income of $21,689 is well below the national average.
Real estate in ZIP code 38774 represents one of the more affordable housing markets in the country. The median home value of $82,400 is well below the national average. Renters can expect to pay around $654 per month in median rent. Homeownership is strong here — 60.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 26% since 2019.
The population of 38774 is primarily Black (96.72%). Residents are moderately educated — 39.3% hold a bachelor's degree or higher, which is near the national average. Poverty affects a significant share of residents at 57.7%. Household income has declined by 21% since 2019.
The unemployment rate in 38774 stands at 30.0%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 89%.
Overall, ZIP code 38774 in Shelby, MS is characterized as lower-income, moderately educated, a middle-aged community, and predominantly owner-occupied. With 1,769 residents, a median household income of $21,689, and a median home value of $82,400, it offers a clear picture of life in this part of Mississippi.