US ZIP Code
38732

Cleveland, MS

Bolivar County  ·  Mississippi

● Active
👥 16,735 Population ↓ 2% since 2019
💰 $44,239 Median HH Income
▼ 42% below avg ↑ 32% since 2019
🎂 35.5 Median Age ↑ 4% since 2019
🏠 $163,000 Median Home Value
▼ 42% below avg ↑ 24% since 2019
🎓 47.1% College Grads
▲ 22% above avg
📊 5.4% Unemployment
▲ 11% above avg ↓ 16% since 2019
ZIP Code Details
ZIP Code38732
CityCleveland
StateMississippi (MS)
CountyBolivar County
Area Code662
Elevation134 ft
Latitude33.758855
Longitude-90.725595
TimezoneChicago (DST)
FIPS28011
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 47.6% (7,963) Female 52.4% (8,772) ♀

Race & Ethnicity

White: 37.9%Hispanic: 3.1%Black: 54.1%Asian: 1.6%Other: 3.2%Race
White37.9%
Hispanic3.1%
Black54.1%
Asian1.6%
Other3.2%

Age Breakdown

Under 5
7%
5–17
18%
18–24
12%
25–44
25%
45–64
24%
65+
7%

Key Indicators

Median Age35.5 yrs ↑ 4% since 2019
Avg Household Size2.34
Below Poverty25.4% ▲ 154% above avg
College Grads47.1% ▲ 22% above avg
Unemployment5.4% ▲ 11% above avg
No HS Diploma132 (1.5%)
HS Graduate1,948 (21.7%)
Some College1,328 (14.8%)
Associates1,337 (14.9%)
Bachelors1,049 (11.7%)
Graduate Degree3,178 (35.4%)

Education

No HS: 1.5%HS Grad: 21.7%Some College: 14.8%Associates: 14.9%Bachelors: 11.7%Graduate: 35.4%Edu
No HS1.5%
HS Grad21.7%
Some College14.8%
Associates14.9%
Bachelors11.7%
Graduate35.4%
Housing & Income

Housing Tenure

Owner: 60%Renter: 40.1%Tenure
Owner60.0%
Renter40.1%

Home Value Distribution

Under $50k
5%
$50k–100k
18%
$100k–150k
22%
$150k–200k
23%
$200k–300k
18%
$300k–500k
12%
Over $500k
3%

Financials

Median HH Income$44,239 ▼ 42% below avg ↑ 32% since 2019
Median Home Value$163,000 ▼ 42% below avg ↑ 24% since 2019
Home/Income Ratio3.7x (nat avg ~3.5x)
Median Rent$776/mo ↑ 8% since 2019
Total Units7,354
Vacant Units814
Avg HH Size2.34

Income Distribution

Under $25k
34%
$25k–50k
20%
$50k–75k
17%
$75k–100k
11%
$100k–150k
10%
$150k–200k
2%
Over $200k
6%
Employment & Commute

How People Get to Work

Drove Alone
96%
Walked
1%
Work From Home
3%

Commute Time

Under 15 min
53%
15–30 min
25%
30–45 min
12%
Over 45 min
10%
Housing Stock

Year Built

Before 1940
4%
1940s–1950s
15%
1960s–1970s
17%
1980s–1990s
9%
2000+
55%

Summary

Total Units7,354
Vacant814
Owner Occupied60.0%
Renter Occupied40.1%
Avg HH Size2.34
Frequently Asked Questions
ZIP code 38732 is in Cleveland, MS, in Bolivar County.
ZIP code 38732 is located in Mississippi (MS).
ZIP code 38732 is in Bolivar County, MS.
ZIP 38732 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 38732 is 16,735 people (ACS 2023).
The median household income in ZIP code 38732 is $44,239 (ACS 2023).
The median home value in ZIP 38732 is $163,000 (ACS 2023).
About ZIP Code 38732

ZIP code 38732 is located in Cleveland, Mississippi, within Bolivar County. With a population of 16,735, this is a moderately populated ZIP code with a relatively young community — the median age is 35.5 years. Economically, 38732 is a working-class ZIP code: the median household income of $44,239 is below the national average.

Real estate in ZIP code 38732 represents an affordable housing market. The median home value of $163,000 is below the national average. Renters can expect to pay around $776 per month in median rent. The area has a relatively balanced mix of owners (60.0%) and renters (40.1%). Median home values have increased by 24% since 2019.

The population of 38732 is majority Black (54.07%). Residents are well-educated — 47.1% hold a bachelor's degree or higher, which is above the national average. Poverty affects a significant share of residents at 25.4%. Household income has grown by 32% since 2019.

The unemployment rate in 38732 stands at 5.4%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 84%.

Overall, ZIP code 38732 in Cleveland, MS is characterized as working-class, well-educated, and a relatively young community. With 16,735 residents, a median household income of $44,239, and a median home value of $163,000, it offers a clear picture of life in this part of Mississippi.