| ZIP Code | 38685 |
|---|---|
| City | Waterford |
| State | Mississippi (MS) |
| County | Lafayette County |
| Area Code | 662 |
| Elevation | 436 ft |
| Latitude | 34.593072 |
|---|---|
| Longitude | -89.488486 |
| Timezone | Chicago (DST) |
| FIPS | 28093 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 63.7 yrs ↑ 50% since 2019 |
|---|---|
| Avg Household Size | 1.99 |
| Below Poverty | 16.2% ▲ 62% above avg |
| College Grads | 3.8% ▼ 90% below avg |
| Unemployment | 5.0% ≈ Avg |
| No HS Diploma | 24 (3.1%) |
| HS Graduate | 301 (38.3%) |
| Some College | 322 (41%) |
| Associates | 109 (13.9%) |
| Graduate Degree | 30 (3.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $45,972 ▼ 40% below avg |
|---|---|
| Total Units | 595 |
| Vacant Units | 102 |
| Avg HH Size | 1.99 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 595 |
|---|---|
| Vacant | 102 |
| Owner Occupied | 93.3% |
| Renter Occupied | 6.7% |
| Avg HH Size | 1.99 |
ZIP code 38685 is located in Waterford, Mississippi, within Lafayette County. With a population of 983, this is a sparsely populated ZIP code with an older community — the median age is 63.7 years. Economically, 38685 is a working-class ZIP code: the median household income of $45,972 is below the national average.
The population of 38685 is primarily White (77.21%). Residents are less-educated — 3.8% hold a bachelor's degree or higher, which is well below the national average. Poverty affects some residents at 16.2%.
The unemployment rate in 38685 stands at 5.0%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 76%.
Overall, ZIP code 38685 in Waterford, MS is characterized as working-class, less-educated, an older community, and predominantly owner-occupied.