US ZIP Code
38457

Five Points, TN

Lawrence County  ·  Tennessee

● Active
👥 491 Population ↓ 27% since 2019
💰 $54,459 Median HH Income
▼ 29% below avg ↑ 15% since 2019
🎂 38.0 Median Age
🏠 $172,900 Median Home Value
▼ 38% below avg ↑ 118% since 2019
🎓 5.7% College Grads
▼ 85% below avg
📊 1.2% Unemployment
▼ 75% below avg ↓ 55% since 2019
ZIP Code Details
ZIP Code38457
CityFive Points
StateTennessee (TN)
CountyLawrence County
Area Code931
Elevation872 ft
Latitude35.029667
Longitude-87.28484
TimezoneChicago (DST)
FIPS47099
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 47.3% (232) Female 52.8% (259) ♀

Race & Ethnicity

White: 96.5%Hispanic: 3.1%Other: 0.4%Race
White96.5%
Hispanic3.1%
Other0.4%

Age Breakdown

Under 5
5%
5–17
25%
18–24
3%
25–44
34%
45–64
19%
65+
5%

Key Indicators

Median Age38.0 yrs
Avg Household Size2.82
Below Poverty18.7% ▲ 87% above avg
College Grads5.7% ▼ 85% below avg
Unemployment1.2% ▼ 75% below avg
No HS Diploma4 (1.3%)
HS Graduate97 (30.6%)
Some College97 (30.6%)
Associates101 (31.9%)
Bachelors5 (1.6%)
Graduate Degree13 (4.1%)

Education

No HS: 1.3%HS Grad: 30.6%Some College: 30.6%Associates: 31.9%Bachelors: 1.6%Graduate: 4.1%Edu
No HS1.3%
HS Grad30.6%
Some College30.6%
Associates31.9%
Bachelors1.6%
Graduate4.1%
Housing & Income

Housing Tenure

Owner: 69.5%Renter: 30.5%Tenure
Owner69.5%
Renter30.5%

Home Value Distribution

Under $50k
13%
$50k–100k
12%
$100k–150k
20%
$150k–200k
26%
$200k–300k
25%
$300k–500k
3%

Financials

Median HH Income$54,459 ▼ 29% below avg ↑ 15% since 2019
Median Home Value$172,900 ▼ 38% below avg ↑ 118% since 2019
Home/Income Ratio3.2x (nat avg ~3.5x)
Total Units257
Vacant Units83
Avg HH Size2.82

Income Distribution

Under $25k
20%
$25k–50k
12%
$50k–75k
28%
$75k–100k
23%
$100k–150k
11%
$150k–200k
5%
Over $200k
2%
Employment & Commute

How People Get to Work

Drove Alone
99%
Work From Home
1%

Commute Time

15–30 min
33%
30–45 min
54%
Over 45 min
14%
Housing Stock

Year Built

1940s–1950s
14%
1960s–1970s
17%
1980s–1990s
16%
2000+
53%

Summary

Total Units257
Vacant83
Owner Occupied69.5%
Renter Occupied30.5%
Avg HH Size2.82
Frequently Asked Questions
ZIP code 38457 is in Five Points, TN, in Lawrence County.
ZIP code 38457 is located in Tennessee (TN).
ZIP code 38457 is in Lawrence County, TN.
ZIP 38457 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 38457 is 491 people (ACS 2023).
The median household income in ZIP code 38457 is $54,459 (ACS 2023).
The median home value in ZIP 38457 is $172,900 (ACS 2023).
About ZIP Code 38457

ZIP code 38457 is located in Five Points, Tennessee, within Lawrence County. With a population of 491, this is a sparsely populated ZIP code with a middle-aged community — the median age is 38 years. Economically, 38457 is a working-class ZIP code: the median household income of $54,459 is below the national average.

Real estate in ZIP code 38457 represents an affordable housing market. The median home value of $172,900 is below the national average. Homeownership is strong here — 69.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 118% since 2019.

The population of 38457 is primarily White (96.54%). Residents are less-educated — 5.7% hold a bachelor's degree or higher, which is well below the national average. Poverty affects some residents at 18.7%. Household income has grown by 15% since 2019.

The unemployment rate in 38457 stands at 1.2%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 93%.

Overall, ZIP code 38457 in Five Points, TN is characterized as working-class, less-educated, a middle-aged community, and predominantly owner-occupied. With 491 residents, a median household income of $54,459, and a median home value of $172,900, it offers a clear picture of life in this part of Tennessee.