| ZIP Code | 38392 |
|---|---|
| City | Mercer |
| State | Tennessee (TN) |
| County | Madison County |
| Area Code | 731 |
| Elevation | 349 ft |
| Latitude | 35.457967 |
|---|---|
| Longitude | -89.028052 |
| Timezone | Chicago (DST) |
| FIPS | 47113 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.8 yrs ↓ 14% since 2019 |
|---|---|
| Avg Household Size | 2.94 |
| Below Poverty | 17.0% ▲ 70% above avg |
| College Grads | 51.9% ▲ 34% above avg |
| Unemployment | 0.0% ▼ 100% below avg |
| HS Graduate | 128 (35.2%) |
| Some College | 39 (10.7%) |
| Associates | 8 (2.2%) |
| Bachelors | 133 (36.5%) |
| Graduate Degree | 56 (15.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $52,188 ▼ 32% below avg ↓ 6% since 2019 |
|---|---|
| Median Home Value | $43,400 ▼ 84% below avg ↓ 50% since 2019 |
| Home/Income Ratio | 0.8x (nat avg ~3.5x) |
| Total Units | 286 |
| Vacant Units | 36 |
| Avg HH Size | 2.94 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 286 |
|---|---|
| Vacant | 36 |
| Owner Occupied | 86.0% |
| Renter Occupied | 14.0% |
| Avg HH Size | 2.94 |
ZIP code 38392 is located in Mercer, Tennessee, within Madison County. With a population of 736, this is a sparsely populated ZIP code with a middle-aged community — the median age is 39.8 years. Economically, 38392 is a working-class ZIP code: the median household income of $52,188 is below the national average.
Real estate in ZIP code 38392 represents one of the more affordable housing markets in the country. The median home value of $43,400 is well below the national average. Homeownership is strong here — 86.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have decreased by 50% since 2019.
The population of 38392 is primarily White (84.65%). Residents are well-educated — 51.9% hold a bachelor's degree or higher, which is above the national average. Poverty affects some residents at 17.0%. Household income has declined by 6% since 2019.
Overall, ZIP code 38392 in Mercer, TN is characterized as working-class, well-educated, a middle-aged community, and predominantly owner-occupied. With 736 residents, a median household income of $52,188, and a median home value of $43,400, it offers a clear picture of life in this part of Tennessee.