| ZIP Code | 38361 |
|---|---|
| City | Morris Chapel |
| State | Tennessee (TN) |
| County | Hardin County |
| Area Code | 731 |
| Elevation | 373 ft |
| Latitude | 35.311301 |
|---|---|
| Longitude | -88.299924 |
| Timezone | Chicago (DST) |
| FIPS | 47071 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 54.9 yrs ↑ 17% since 2019 |
|---|---|
| Avg Household Size | 2.43 |
| Below Poverty | 28.8% ▲ 188% above avg |
| College Grads | 26.2% ▼ 32% below avg |
| Unemployment | 0.0% ▼ 100% below avg |
| No HS Diploma | 19 (2.3%) |
| HS Graduate | 298 (35.8%) |
| Some College | 141 (16.9%) |
| Associates | 156 (18.8%) |
| Bachelors | 9 (1.1%) |
| Graduate Degree | 209 (25.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $49,348 ▼ 35% below avg ↑ 29% since 2019 |
|---|---|
| Median Home Value | $140,600 ▼ 50% below avg ↑ 16% since 2019 |
| Home/Income Ratio | 2.8x (nat avg ~3.5x) |
| Total Units | 601 |
| Vacant Units | 125 |
| Avg HH Size | 2.43 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 601 |
|---|---|
| Vacant | 125 |
| Owner Occupied | 87.2% |
| Renter Occupied | 12.8% |
| Avg HH Size | 2.43 |
ZIP code 38361 is located in Morris Chapel, Tennessee, within Hardin County. With a population of 1,158, this is a sparsely populated ZIP code with a mature community — the median age is 54.9 years. Economically, 38361 is a working-class ZIP code: the median household income of $49,348 is below the national average.
Real estate in ZIP code 38361 represents one of the more affordable housing markets in the country. The median home value of $140,600 is below the national average. Homeownership is strong here — 87.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 16% since 2019.
The population of 38361 is primarily White (92.57%). Residents are moderately educated — 26.2% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 28.8%. Household income has grown by 29% since 2019.
As in most parts of the country, driving alone is the dominant commute mode at 82%.
Overall, ZIP code 38361 in Morris Chapel, TN is characterized as working-class, moderately educated, a mature community, and predominantly owner-occupied. With 1,158 residents, a median household income of $49,348, and a median home value of $140,600, it offers a clear picture of life in this part of Tennessee.