| ZIP Code | 38321 |
|---|---|
| City | Cedar Grove |
| State | Tennessee (TN) |
| County | Carroll County |
| Area Code | 731 |
| Elevation | 536 ft |
| Latitude | 35.839302 |
|---|---|
| Longitude | -88.529314 |
| Timezone | Chicago (DST) |
| FIPS | 47017 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.8 yrs ↓ 10% since 2019 |
|---|---|
| Avg Household Size | 2.53 |
| Below Poverty | 19.0% ▲ 90% above avg |
| College Grads | 20.4% ▼ 47% below avg |
| Unemployment | 1.5% ▼ 70% below avg |
| HS Graduate | 703 (47.5%) |
| Some College | 240 (16.2%) |
| Associates | 235 (15.9%) |
| Bachelors | 140 (9.5%) |
| Graduate Degree | 162 (10.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $62,269 ▼ 18% below avg ↑ 51% since 2019 |
|---|---|
| Median Home Value | $125,000 ▼ 55% below avg ↑ 61% since 2019 |
| Home/Income Ratio | 2.0x (nat avg ~3.5x) |
| Median Rent | $654/mo ↑ 20% since 2019 |
| Total Units | 1,177 |
| Vacant Units | 138 |
| Avg HH Size | 2.53 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,177 |
|---|---|
| Vacant | 138 |
| Owner Occupied | 83.5% |
| Renter Occupied | 16.5% |
| Avg HH Size | 2.53 |
ZIP code 38321 is located in Cedar Grove, Tennessee, within Carroll County. With a population of 2,629, this is a sparsely populated ZIP code with a middle-aged community — the median age is 41.8 years. Economically, 38321 is a solidly middle-class ZIP code: the median household income of $62,269 is below the national average.
Real estate in ZIP code 38321 represents one of the more affordable housing markets in the country. The median home value of $125,000 is well below the national average. Renters can expect to pay around $654 per month in median rent. Homeownership is strong here — 83.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 61% since 2019.
The population of 38321 is primarily White (88.89%). Residents are less-educated — 20.4% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 19.0%. Household income has grown by 51% since 2019.
The unemployment rate in 38321 stands at 1.5%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 80%.
Overall, ZIP code 38321 in Cedar Grove, TN is characterized as solidly middle-class, less-educated, a middle-aged community, and predominantly owner-occupied. With 2,629 residents, a median household income of $62,269, and a median home value of $125,000, it offers a clear picture of life in this part of Tennessee.