| ZIP Code | 38030 |
|---|---|
| City | Finley |
| State | Tennessee (TN) |
| County | Dyer County |
| Area Code | 731 |
| Elevation | 259 ft |
| Latitude | 35.985502 |
|---|---|
| Longitude | -89.61783 |
| Timezone | Chicago (DST) |
| FIPS | 47045 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 38.4 yrs ↑ 57% since 2019 |
|---|---|
| Avg Household Size | 1.42 |
| Below Poverty | 4.2% ▼ 58% below avg |
| College Grads | 16.8% ▼ 57% below avg |
| Unemployment | 0.0% ▼ 100% below avg |
| HS Graduate | 42 (29.4%) |
| Some College | 60 (42%) |
| Associates | 17 (11.9%) |
| Graduate Degree | 24 (16.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $57,393 ▼ 25% below avg ↓ 16% since 2019 |
|---|---|
| Median Home Value | $171,400 ▼ 39% below avg ↑ 63% since 2019 |
| Home/Income Ratio | 3.0x (nat avg ~3.5x) |
| Median Rent | $1,261/mo ↑ 53% since 2019 |
| Total Units | 142 |
| Vacant Units | 25 |
| Avg HH Size | 1.42 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 142 |
|---|---|
| Vacant | 25 |
| Owner Occupied | 42.7% |
| Renter Occupied | 57.3% |
| Avg HH Size | 1.42 |
ZIP code 38030 is located in Finley, Tennessee, within Dyer County. With a population of 166, this is a sparsely populated ZIP code with a middle-aged community — the median age is 38.4 years. Economically, 38030 is a solidly middle-class ZIP code: the median household income of $57,393 is below the national average.
Real estate in ZIP code 38030 represents an affordable housing market. The median home value of $171,400 is below the national average. Renters can expect to pay around $1,261 per month in median rent. The area has a relatively balanced mix of owners (42.7%) and renters (57.3%). Median home values have increased by 63% since 2019.
The population of 38030 is primarily White (100.00%). Residents are less-educated — 16.8% hold a bachelor's degree or higher, which is well below the national average. Poverty affects a relatively small share of residents at 4.2%. Household income has declined by 16% since 2019.
As in most parts of the country, driving alone is the dominant commute mode at 90%.
Overall, ZIP code 38030 in Finley, TN is characterized as solidly middle-class, less-educated, and a middle-aged community. With 166 residents, a median household income of $57,393, and a median home value of $171,400, it offers a clear picture of life in this part of Tennessee.